First Community Credit Union3737 Shasta Way, Klamath Falls, OR

Klamath Falls, OR
(541) 884-8387
NCUA Insured

About First Community

This branch of First Community is located at 3737 Shasta Way in Klamath Falls, Oregon, and can be reached at (541) 884-8387. First Community is a federally insured financial cooperative serving the Klamath Falls, Oregon community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Klamath Falls or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Klamath Falls area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

3737 Shasta Way

Klamath Falls, OR 97603

Need Funds Before You Join?

How to Join

Membership at First Community is typically open to individuals who live, work, worship, or attend school in Klamath Falls and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (541) 884-8387 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, First Community typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is First Community federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Klamath Falls, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other First Community Locations

110 additional branches in 6 states

OregonCurrent State

26 locations

Missouri

35 locations

500 Warren County Ctr

1616 mi away(636) 728-3333

1000 Parkway Ridge Blvd

1627 mi away(636) 728-3333

1971 Wentzville Pkwy

1629 mi away(636) 728-3333

1701 a Roy Dr

1629 mi away(636) 728-3333

6100 Ronald Reagan Dr

1635 mi away(636) 728-3333

771 Caledonia Parkway

1637 mi away(636) 728-3333

1307 Highway K

1639 mi away(636) 728-3333

3440 Highway K

1640 mi away(636) 728-3333

4570 Mid Rivers Mall Dr

1643 mi away(636) 728-3333

1661 Jungermann Rd

1645 mi away(636) 728-3333

2651 Old Muegge Rd

1646 mi away(636) 728-3333
First Community Credit Union in Chesterfield, MOMain OfficeClosed

17151 Chesterfield Airport Rd

1647 mi away(636) 537-4400

131 Eureka Towne Center Dr

1647 mi away(636) 728-3333

2897 Veterans Memorial Pkwy

1648 mi away(636) 728-3333

15715 Manchester Rd

1649 mi away(636) 728-3333

201 Highlands Boulevard Dr

1653 mi away(636) 728-3333

11944 Paul Mayer Ave

1654 mi away(636) 728-3333

2700 Ridge Point Dr

1655 mi away(636) 728-3333

10950 Olive Blvd

1656 mi away(636) 728-3333

495 Howdershell Road

1656 mi away(636) 728-3333

8417 N Lindbergh Blvd

1657 mi away(636) 728-3333

10357 Manchester Rd

1658 mi away(636) 728-3333

102 Kate G Ln

1658 mi away(636) 728-3333

3887 S Lindbergh Blvd

1659 mi away(636) 728-3333

9550 Watson Rd

1660 mi away(636) 728-3333

1070 S Brentwood Blvd

1660 mi away(636) 728-3333

1900 Maplewood Commons Dr

1661 mi away(636) 728-3333

12855 Tesson Ferry Rd

1662 mi away(636) 728-3333

1722 Missouri State Rd

1662 mi away(636) 728-3333

2201 Michigan Ave

1663 mi away(636) 728-3333

4249 Watson Rd

1664 mi away(636) 728-3333

4566 Lemay Ferry Rd

1664 mi away(636) 728-3333

4527 Telegraph Rd

1666 mi away(636) 728-3333

650 S Truman Blvd

1668 mi away(636) 728-3333

North Dakota

24 locations

4614 Memorial Hwy

1074 mi away(701) 258-2751

3201 Weiss Ave

1078 mi away(701) 355-4581

220 Mitchell Ave N

1118 mi away(701) 475-2716

1601 Wheatland Rd

1269 mi away(701) 642-2020

Texas

16 locations

Credit Unions Near Me in Other Oregon Cities

Looking for credit unions near me in other Oregon cities? Browse credit unions in nearby locations:

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If First Community Credit Union isn't the right fit

To borrow from First Community Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Oregon. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.