First Community Credit Union6100 Ronald Reagan Dr, Lake Saint Louis, MO

Lake Saint Louis, MO
(636) 728-3333
NCUA Insured

About First Community

This branch of First Community is located at 6100 Ronald Reagan Dr in Lake Saint Louis, Missouri, and can be reached at (636) 728-3333. First Community is a federally insured financial cooperative serving the Lake Saint Louis, Missouri community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Lake Saint Louis or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Lake Saint Louis area.

Key Member Benefits

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

6100 Ronald Reagan Dr

Lake Saint Louis, MO 63367-2660

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 8:30am-4pm

SundayClosed
Monday8:30 AM - 4:00 PM
Tuesday8:30 AM - 4:00 PM
Wednesday8:30 AM - 4:00 PM
Thursday8:30 AM - 4:00 PM
Friday8:30 AM - 6:00 PM
Saturday8:30 AM - 12:30 PM

Inferred from 11/18 locations with same hours

Need Funds Before You Join?

How to Join

Membership at First Community is typically open to individuals who live, work, worship, or attend school in Lake Saint Louis and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (636) 728-3333 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, First Community typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is First Community federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Lake Saint Louis, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other First Community Locations

34 additional branches in 1 state

MissouriCurrent State

34 locations

771 Caledonia Parkway

2.5 mi away(636) 728-3333

1307 Highway K

4.9 mi away(636) 728-3333

3440 Highway K

5.2 mi away(636) 728-3333

1971 Wentzville Pkwy

5.8 mi away(636) 728-3333

1000 Parkway Ridge Blvd

7.8 mi away(636) 728-3333

4570 Mid Rivers Mall Dr

8.2 mi away(636) 728-3333

1661 Jungermann Rd

11 mi away(636) 728-3333

2651 Old Muegge Rd

12 mi away(636) 728-3333
First Community Credit Union in Chesterfield, MOMain OfficeClosed

17151 Chesterfield Airport Rd

13 mi away(636) 537-4400

2897 Veterans Memorial Pkwy

14 mi away(636) 728-3333

15715 Manchester Rd

17 mi away(636) 728-3333

201 Highlands Boulevard Dr

19 mi away(636) 728-3333

500 Warren County Ctr

19 mi away(636) 728-3333

1701 a Roy Dr

20 mi away(636) 728-3333

11944 Paul Mayer Ave

20 mi away(636) 728-3333

131 Eureka Towne Center Dr

20 mi away(636) 728-3333

10950 Olive Blvd

21 mi away(636) 728-3333

495 Howdershell Road

23 mi away(636) 728-3333

8417 N Lindbergh Blvd

24 mi away(636) 728-3333

10357 Manchester Rd

24 mi away(636) 728-3333

1070 S Brentwood Blvd

26 mi away(636) 728-3333

2700 Ridge Point Dr

26 mi away(636) 728-3333

3887 S Lindbergh Blvd

26 mi away(636) 728-3333

102 Kate G Ln

26 mi away(636) 728-3333

9550 Watson Rd

26 mi away(636) 728-3333

1900 Maplewood Commons Dr

27 mi away(636) 728-3333

12855 Tesson Ferry Rd

29 mi away(636) 728-3333

4249 Watson Rd

29 mi away(636) 728-3333

4566 Lemay Ferry Rd

31 mi away(636) 728-3333

1722 Missouri State Rd

31 mi away(636) 728-3333

2201 Michigan Ave

32 mi away(636) 728-3333

4527 Telegraph Rd

33 mi away(636) 728-3333

650 S Truman Blvd

44 mi away(636) 728-3333

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If First Community Credit Union isn't the right fit

To borrow from First Community Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Missouri. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.