Terms of Use

The service on this website is being presented to you by FASTFAIRLOANS.COM (referred to in this Agreement as "site," "we," "us" or "our"). Access to and use of this site is provided subject to the following terms of use.

AGREEMENT

These Terms of Use (the "Agreement") constitute a legally binding agreement by and between us and you concerning your use of this site and the services available through the site (the "Services"). By using the site and Services, you represent and warrant that you have read and understand, and agree to be bound by, this Agreement and our Privacy Policy (the "Privacy Policy"), which is incorporated herein by reference and made part of this Agreement. IF YOU DO NOT UNDERSTAND THIS AGREEMENT, OR DO NOT AGREE TO BE BOUND BY IT OR THE PRIVACY POLICY, YOU MUST IMMEDIATELY LEAVE THE WEBSITE AND CEASE USING THE SERVICES.

THESE TERMS OF USE CONTAIN A MANDATORY ARBITRATION PROVISION THAT REQUIRES YOU TO ARBITRATE INDIVIDUALLY ANY DISPUTES OR CLAIMS YOU MAY HAVE WITH US AND WAIVES YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION OR MULTI-ARBITRATION. DETAILS ARE SET FORTH BELOW.

NOT A LENDER

We are a lead generator. This site does not constitute an offer or solicitation to lend. We are NOT A LENDER, do not make loan or credit decisions, and do not broker loans. The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product.

LOAN CONNECTING SERVICE

Our loan connecting service aims to connect consumers with lead purchasers. To use the Service, you must complete one or more online forms that request specific information from you, including, but not limited to, your name, address, telephone number, email address, social security number, banking account information and employment information. By doing so, you are not applying to us for credit.

Once you submit your request form(s) online, we will share your information with one or more participating lead purchasers and we will store your information for compliance purposes and in order to retrieve your previously entered information if you return to our Services. Lead purchasers who receive your information from us may review your information to determine whether your information meets their minimum loan qualification criteria. Lead purchasers may, among other things, verify your social security number, obtain employment data, perform a credit check, and review your information against national databases (such as Microbilt, Transunion, Experian, or Equifax) that track consumer transactions with lending institutions and other credit-related data.

We do not guarantee that any of the lenders or lead purchasers with whom we share your information will contact you or agree to provide you with a loan. If a lead purchaser determines that the information you submitted meets its loan qualification criteria, we will open a new web page belonging to the lead purchaser, or redirect your browser to the lead purchaser's web site. You understand and agree that, once you have been redirected to the lead purchaser's web site, we have no further involvement in the loan request or approval process.

LOAN AMOUNTS

Loan amounts will vary. Not all lenders can provide loan amounts up to $1,000, $2,500, $5,000, or $50,000. Fund transfer times may vary between lenders; and in some circumstances faxing may be required. Completion of this online form in no way guarantees that you will be approved for a loan offer.

Additionally, if you are seeking a particular form of credit for which you do not qualify, you may receive solicitations for a form of credit that you are not seeking. The terms of the credit offered may be inferior to those you were originally seeking. You do not have to accept or respond to these solicitations.

CONSENT FOR ELECTRONIC SIGNATURES, RECORDS, AND DISCLOSURES ("E-Consent")

Please read this information carefully and print a copy and/or retain this information for future reference.

Introduction. You are submitting a request to be connected with third-party lenders. In order to offer you a loan, the third party lenders need your consent to use and accept electronic signatures, records, and disclosures ("E-Consent"). We also require your E-Consent to enter into this Agreement with you. This form notifies you of your rights when receiving electronic disclosures, notices, and information. By clicking on the link assenting to our terms, you acknowledge that you received this E-Consent and that you consent to conduct transactions, including this Agreement, using electronic signatures, electronic disclosures, electronic records, and electronic contract documents ("Disclosures").

Option for Paper or Non-Electronic Records. You may request any Disclosures in paper copy by contacting the third party lender directly. The lenders will provide paper copies at no charge. The lenders will retain all Disclosures as applicable law requires.

Scope of Consent. This E-Consent applies to all interactions online concerning you and us and/or the third-party lender or Service Provider, and includes those interactions engaged in on any mobile device, including phones, smartphones and tablets. By exercising this E-Consent, we and the third-party Service Provider may process your information and interact with you electronically.

Hardware and Software Requirements. To access and retain the Disclosures electronically, you will need to use the following computer software and hardware: A PC or MAC compatible computer or other device capable of accessing the Internet, access to an e-mail account, and an Internet Browser software program that supports at least 128 bit encryption, such as Microsoft® Internet Explorer, Mozilla Firefox® or Google Chrome®. To read some documents, you may need a PDF file reader like Adobe® Acrobat Reader X ® or Foxit®.

Withdrawing Consent. Your E-Consent for our lender connection service and for third-party Service Providers' consideration of your loan request cannot be withdrawn because it is a one-time transaction. If you are connected with one or more third-party Service Providers, you are free to withdraw your E-Consent with those third-party Service Providers at any time and at no charge.

Contact Information

Phone: 559-453-0005

Email: [email protected]

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