How Our Loan Process Works

How It Works

Requesting a loan is easy with Fast Fair Loans. If you still have questions after reading these steps, our FAQ page answers the most common ones.

Step 1: Fill out one easy form online

Your inquiry will be submitted to our large network of lenders and third-party networks. Loan amounts range from $100 to $50,000, and you can read more about what to expect on our personal loans page. Loan rates and loan size, among other terms, will vary based on your creditworthiness, with the lower rates potentially available to borrowers with excellent credit. Minimum and maximum loan amounts and APRs may vary by lender and in accordance with state law.

Step 2: Get connected with a lender

After you fill out the loan request form online, we will attempt to connect you with a lender. If we find a possible lender, you will be presented with the next steps on how to complete your loan request and get the funds.

Step 3: Receive your funds

If a lender is found and you agree to the loan, often the lender can deposit the funds to your bank account as soon as the next business day. If a lender is not found, we may present you with offers for credit repair, debt relief or other services that you may want to consider.

The process is quick, with a loan result usually available very quickly. And with quick funding, you may be able to get the funds as soon as next business day! We are a lead generator. For more information about how lead generation works, see certain disclosures regarding lead generation.

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Important Disclosures

Important Disclosures: This website does not constitute an offer or solicitation to lend. Fast Fair Loans is NOT A LENDER, does not make loan or credit decisions, and does not broker loans. We are a lead generator that connects potential borrowers with lenders.

About Loans: Not all lenders can provide loan amounts up to the maximum advertised amount. Loan approval and terms depend on the lender's policies and your creditworthiness. Funding times may vary, and additional documentation may be required.

Payday Loan Considerations: Payday loans should be used for short-term financial needs only and not as a long-term financial solution. These loans typically have high interest rates and fees. Late payments may result in additional fees or collection activities.

State Availability: Not all loan types are available in all states. Some states prohibit payday lending or have strict regulations that may limit availability. Please check your state's specific laws regarding payday loans.

Eligibility: By using this website, you represent that you are at least 18 years old, a US resident, and not residing in a state where the requested loan type is prohibited.