Income Assistance & Alternative Loans
Traditional employment isn't the only path to loan approval. Whether you're self-employed, looking for financial help between jobs, or have irregular income, explore lending options designed for non-traditional situations.
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Alternative Income Loan Guides
Financing options for non-traditional income situations. Explore our guides to borrowing options while you are between jobs, payday alternative loans from credit unions, and getting approved with self-employed or irregular income. If an income gap has bills coming due, see our help with covering rent when money is short and avoiding a utility shutoff. Facing something more urgent, like a looming eviction? Our crisis guides walk through your options step by step.
Loans for Unemployed: Your Options
Discover lending options available when you're between jobs, including government assistance and alternative income verification.
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Payday Alternative Loans (PALs): A Better Short-Term Option
Learn about credit union PALs and other affordable alternatives to high-cost payday loans.
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Self-Employed & Irregular Income: Getting Approved for Loans
How freelancers, gig workers, and self-employed individuals can qualify for financing with non-traditional income.
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