First Community Credit Union15260 Fm 529 Rd, Houston, TX · Main Office

Houston, TX
(281) 856-5300
NCUA Insured

About First Community

This main office of First Community is located at 15260 Fm 529 Rd in Houston, Texas, and can be reached at (281) 856-5300. First Community is a federally insured financial cooperative serving the Houston, Texas community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Houston or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Houston area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

15260 Fm 529 Rd

Houston, TX 77095-3252

Need Funds Before You Join?

How to Join

Membership at First Community is typically open to individuals who live, work, worship, or attend school in Houston and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (281) 856-5300 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, First Community typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is First Community federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Houston, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other First Community Locations

110 additional branches in 6 states

Missouri

35 locations
First Community Credit Union in Festus, MOClosed

650 S Truman Blvd

649 mi away(636) 728-3333
First Community Credit Union in Washington, MOClosed

1701 a Roy Dr

654 mi away(636) 728-3333
First Community Credit Union in Eureka, MOClosed

131 Eureka Towne Center Dr

660 mi away(636) 728-3333
First Community Credit Union in High Ridge, MOClosed

2700 Ridge Point Dr

661 mi away(636) 728-3333
First Community Credit Union in Arnold, MOClosed

1722 Missouri State Rd

663 mi away(636) 728-3333
First Community Credit Union in Arnold, MOClosed

2201 Michigan Ave

663 mi away(636) 728-3333
First Community Credit Union in Fenton, MOClosed

102 Kate G Ln

666 mi away(636) 728-3333
First Community Credit Union in Saint Louis, MOClosed

12855 Tesson Ferry Rd

667 mi away(636) 728-3333
First Community Credit Union in Saint Louis, MOClosed

4527 Telegraph Rd

668 mi away(636) 728-3333
First Community Credit Union in Ellisville, MOClosed

15715 Manchester Rd

668 mi away(636) 728-3333
First Community Credit Union in Saint Louis, MOClosed

4566 Lemay Ferry Rd

668 mi away(636) 728-3333
First Community Credit Union in Warrenton, MOClosed

500 Warren County Ctr

669 mi away(636) 728-3333
First Community Credit Union in Saint Louis, MOClosed

3887 S Lindbergh Blvd

669 mi away(636) 728-3333
First Community Credit Union in Manchester, MOClosed

201 Highlands Boulevard Dr

669 mi away(636) 728-3333
First Community Credit Union in Saint Louis, MOClosed

9550 Watson Rd

670 mi away(636) 728-3333
First Community Credit Union in Kirkwood, MOClosed

10357 Manchester Rd

671 mi away(636) 728-3333
First Community Credit Union in Chesterfield, MOMain OfficeClosed

17151 Chesterfield Airport Rd

672 mi away(636) 537-4400
First Community Credit Union in O'Fallon, MOClosed

771 Caledonia Parkway

673 mi away(636) 728-3333

6100 Ronald Reagan Dr

674 mi away(636) 728-3333
First Community Credit Union in O Fallon, MOClosed

3440 Highway K

674 mi away(636) 728-3333
First Community Credit Union in Wentzville, MOClosed

1971 Wentzville Pkwy

674 mi away(636) 728-3333
First Community Credit Union in Saint Louis, MOClosed

4249 Watson Rd

674 mi away(636) 728-3333
First Community Credit Union in Wentzville, MOClosed

1000 Parkway Ridge Blvd

675 mi away(636) 728-3333
First Community Credit Union in Maplewood, MOClosed

1900 Maplewood Commons Dr

675 mi away(636) 728-3333

1070 S Brentwood Blvd

676 mi away(636) 728-3333
First Community Credit Union in Creve Coeur, MOClosed

10950 Olive Blvd

676 mi away(636) 728-3333
First Community Credit Union in Saint Peters, MOClosed

1661 Jungermann Rd

677 mi away(636) 728-3333
First Community Credit Union in Cottleville, MOClosed

4570 Mid Rivers Mall Dr

677 mi away(636) 728-3333
First Community Credit Union in O Fallon, MOClosed

1307 Highway K

677 mi away(636) 728-3333

2651 Old Muegge Rd

680 mi away(636) 728-3333

2897 Veterans Memorial Pkwy

681 mi away(636) 728-3333
First Community Credit Union in Bridgeton, MOClosed

11944 Paul Mayer Ave

681 mi away(636) 728-3333
First Community Credit Union in Florissant, MOClosed

8417 N Lindbergh Blvd

686 mi away(636) 728-3333
First Community Credit Union in Florissant, MOClosed

495 Howdershell Road

686 mi away(636) 728-3333

North Dakota

24 locations
First Community Credit Union in Wahpeton, NDClosed

1601 Wheatland Rd

1135 mi away(701) 642-2020
First Community Credit Union in Steele, NDClosed

220 Mitchell Ave N

1195 mi away(701) 475-2716
First Community Credit Union in Mandan, NDClosed

4614 Memorial Hwy

1203 mi away(701) 258-2751
First Community Credit Union in Bismarck, NDClosed

3201 Weiss Ave

1204 mi away(701) 355-4581

Oregon

27 locations

62080 Dean Swift Rd Ste 180

1709 mi away(541) 382-7280

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If First Community Credit Union isn't the right fit

To borrow from First Community Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Texas. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.