Washington Educational Assoc Credit Union308 11TH AVE, FRANKLINTON, LA · Main Office

FRANKLINTON, LA
(985) 795-1108
NCUA Insured

About Washington Educational Assoc

This main office of Washington Educational Assoc is located at 308 11TH AVE in FRANKLINTON, Louisiana, and can be reached at (985) 795-1108. Washington Educational Assoc is a Minority Depository Institution (MDI) and federally insured financial cooperative serving the FRANKLINTON, Louisiana community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in FRANKLINTON or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the FRANKLINTON area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

Location & Branch Hours

Visit Branch

308 11TH AVE

FRANKLINTON, LA 70438-1147

Need Funds Before You Join?

How to Join

Membership at Washington Educational Assoc is typically open to individuals who live, work, worship, or attend school in FRANKLINTON and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (985) 795-1108 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Washington Educational Assoc typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

Shared Service Center

Frequently Asked Questions

Is Washington Educational Assoc federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of FRANKLINTON, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Credit Unions Near Me in Other Louisiana Cities

Looking for credit unions near me in other Louisiana cities? Browse credit unions in nearby locations:

View all credit unions in Louisiana

If Washington Educational Assoc Credit Union isn't the right fit

To borrow from Washington Educational Assoc Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Louisiana. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.