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Louisiana Credit Unions Near Me: Personal Loans & Payday Alternatives

Looking for credit unions near you in Louisiana? As of June 2026, there are 281 credit unions serving Louisiana residents with personal loans, payday alternative loans (PALs), and low-rate financing.

Published: November 18, 2025
Updated: January 2, 2026

Louisiana credit unions give residents access to affordable loans, lower fees, and more flexible approval standards. Find credit union locations near you, compare membership requirements, and discover better alternatives to payday loans in your area.

Not eligible for membership yet, or need funds before you can join? You can also compare online personal loans, installment loans, and options for borrowers with bad credit that can fund as soon as the next business day.

Quick Facts: Credit Unions Near You in Louisiana (Q2 2026)

281
Louisiana Credit Unions
107
Offer Payday Alternatives
72
Has Credit Builder Loans
~8.99%
Est. Starting APR

June 2026: Summer Savings

Planning summer travel? A credit union personal loan in Louisiana beats putting it on a high-interest credit card.

Louisiana Credit Union Services at a Glance

281 credit unions serve Louisiana residents. 107 offer Payday Alternative Loans (PALs). 72 offer credit builder programs. As member-owned institutions, they typically provide better rates than traditional banks.

Personal Loans

Unsecured personal loans with APRs typically between 8-18%, significantly lower than online lenders or credit cards. Debt consolidation loan options are also widely available.

Auto Loans

Auto loan rates often 1-2% lower than banks. Pre-approval, refinancing, and flexible terms for new and used vehicles.

Savings & CDs

NCUA-insured accounts up to $250,000. Share certificates often offer higher APY than bank CDs, with terms from 3 months to 5 years.

Tip: Rates vary by credit union and change frequently. Contact individual credit unions for current rates.

Top Credit Unions Near You in Louisiana

These Louisiana credit unions offer excellent options for residents seeking affordable loans and financial services in your area.

3rd District Highway Credit Union - Lafayette, LA

Main Office

View Details →
705 Credit Union - Lafayette, LA
Closed9am-4:30pm

705 FCU

Visit Website →View Details →
Acadian Credit Union - Lafayette, LA
Closed8:30am-5pm

Acadian Federal Credit Union

Visit Website →View Details →
Acadiana Medical Credit Union - Lafayette, LA
Closed7am-4pm

Acadiana Medical Federal Cerdit Union

Visit Website →View Details →
Alexandria Municipal Employees Credit Union - Alexandria, LA

AMECU

Visit Website →View Details →
Alexandria T & P Credit Union - ALEXANDRIA, LA

ALEXANDRIA T&P FCU

View Details →
Arabi Sugar Workers Credit Union - New Orleans, LA

ASWFCU

View Details →
Ascension Credit Union - Gonzales, LA

Main Office

Visit Website →View Details →
Barton Plant Employees Credit Union - Luling, LA

Corporate Office

Visit Website →View Details →
Baton Rouge City Parish Emp Credit Union - Baton Rouge, LA
Closed8:30am-4:30pm

Baton Rouge City Parish EFCU

Visit Website →View Details →

Credit Unions Near Me by Louisiana City

Find credit unions near you in a specific Louisiana city. Browse credit union locations by city:

Credit Unions in Baton Rouge, LA48
Credit Unions in New Orleans, LA41
Credit Unions in Lafayette, LA19
Credit Unions in Alexandria, LA12
Credit Unions in Metairie, LA11
Credit Unions in Mandeville, LA8
Credit Unions in Covington, LA7
Credit Unions in Pineville, LA7
Credit Unions in Zachary, LA7
Credit Unions in Denham Springs, LA6
Credit Unions in Hammond, LA6
Credit Unions in Gonzales, LA5
Credit Unions in Harvey, LA5
Credit Unions in Houma, LA4
Credit Unions in New Iberia, LA4
Credit Unions in Prairieville, LA4
Credit Unions in Gretna, LA3
Credit Unions in Harahan, LA3
Credit Unions in La Place, LA3
Credit Unions in Marrero, LA3
Credit Unions in Plaquemine, LA3
Credit Unions in Walker, LA3
Credit Unions in Franklin, LA2
Credit Unions in Geismar, LA2
Credit Unions in Jackson, LA2
Credit Unions in Jefferson, LA2
Credit Unions in Jennings, LA2
Credit Unions in Lacombe, LA2
Credit Unions in Luling, LA2
Credit Unions in Lutcher, LA2
Credit Unions in Morgan City, LA2
Credit Unions in Oakdale, LA2
Credit Unions in Port Allen, LA2
Credit Unions in Saint Gabriel, LA2
Credit Unions in Thibodaux, LA2

Louisiana Credit Unions Directory - Find Locations Near You

Browse 281 NCUA-insured Louisiana credit unions offering personal loans, payday alternatives, and low-rate financing. Use the search or A-Z navigation to find credit unions near you.

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A
10 Locations
Acadian - Lafayette, LA
Lafayette, LA
Closed8:30am-5pm
Payday Alternative LoansFinancial Counseling
WebsiteView Details
Acadiana Medical - Lafayette, LA
Lafayette, LA
Closed7am-4pm
Payday Alternative LoansFinancial Counseling
WebsiteView Details
Advancial - Lafayette, LA
Lafayette, LA
WebsiteView Details
Advancial - Lafayette, LA
Lafayette, LA
WebsiteView Details
Alexandria Municipal Employees - Alexandria, LA
Alexandria, LA
Financial Counseling
WebsiteView Details
Alexandria T & P - ALEXANDRIA, LA
ALEXANDRIA, LA
View Details
Alive - Hammond, LA
Hammond, LA
Credit BuilderFinancial Counseling
WebsiteView Details
Arabi Sugar Workers - New Orleans, LA
New Orleans, LA
View Details
Ascension - Prairieville, LA
Prairieville, LA
Credit BuilderFinancial Counseling
WebsiteView Details
Ascension - Gonzales, LA
Gonzales, LA
Credit BuilderFinancial Counseling
WebsiteView Details
B
23 Locations
Barksdale - Oakdale, LA
Oakdale, LA
Financial Counseling
WebsiteView Details
Barksdale - Alexandria, LA
Alexandria, LA
Financial Counseling
WebsiteView Details
Barton Plant Employees - Luling, LA
Luling, LA
Financial Counseling
WebsiteView Details
Baton Rouge City Parish Emp - Baton Rouge, LA
Baton Rouge, LA
Closed8:30am-4:30pm
Financial Counseling
WebsiteView Details
Baton Rouge Fire Department - Baton Rouge, LA
Baton Rouge, LA
Financial Counseling
WebsiteView Details
Baton Rouge Fire Department - Baton Rouge, LA
Baton Rouge, LA
Financial Counseling
WebsiteView Details
Baton Rouge Fire Department - Baton Rouge, LA
Baton Rouge, LA
Financial Counseling
WebsiteView Details
Baton Rouge Telco - Denham Springs, LA
Denham Springs, LA
Closed8am-4:30pm
Payday Alternative LoansFinancial Counseling
WebsiteView Details
Baton Rouge Telco - Baton Rouge, LA
Baton Rouge, LA
Closed8am-4:30pm
Payday Alternative LoansFinancial Counseling
WebsiteView Details
Baton Rouge Telco - Baton Rouge, LA
Baton Rouge, LA
Closed8am-4:30pm
Payday Alternative LoansFinancial Counseling
WebsiteView Details
Baton Rouge Telco - Hammond, LA
Hammond, LA
Closed8am-4:30pm
Payday Alternative LoansFinancial Counseling
WebsiteView Details
Bayou - Lafayette, LA
Lafayette, LA
Payday Alternative Loans
WebsiteView Details
Bayou - Baton Rouge, LA
Baton Rouge, LA
Payday Alternative Loans
WebsiteView Details
Bayou - Baton Rouge, LA
Baton Rouge, LA
Payday Alternative Loans
WebsiteView Details
Bayou - Baton Rouge, LA
Baton Rouge, LA
Payday Alternative Loans
WebsiteView Details
Bayou - Baton Rouge, LA
Baton Rouge, LA
Payday Alternative Loans
WebsiteView Details
Bayou - Baton Rouge, LA
Baton Rouge, LA
Payday Alternative Loans
WebsiteView Details
Bayou Community - CARVILLE, LA
CARVILLE, LA
Closed
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Bayou Community - Saint Gabriel, LA
Saint Gabriel, LA
Closed8:30am-5pm
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Breco - Saint Francisville, LA
Saint Francisville, LA
Closed9am-5pm
Financial Counseling
WebsiteView Details
Breco - Baton Rouge, LA
Baton Rouge, LA
Closed9am-5pm
Financial Counseling
WebsiteView Details
Breco - Baton Rouge, LA
Baton Rouge, LA
Closed9am-4:30pm
Financial Counseling
WebsiteView Details
Breco - Walker, LA
Walker, LA
Closed9am-5pm
Financial Counseling
WebsiteView Details
C
28 Locations
C-f La. - DONALDSONVILLE, LA
DONALDSONVILLE, LA
WebsiteView Details
Cabot Employees - Franklin, LA
Franklin, LA
Financial Counseling
View Details
Campus - Baton Rouge, LA
Baton Rouge, LA
Payday Alternative Loans
WebsiteView Details
Campus - Baton Rouge, LA
Baton Rouge, LA
Payday Alternative Loans
WebsiteView Details
Campus - New Orleans, LA
New Orleans, LA
Payday Alternative Loans
WebsiteView Details
Campus - Baton Rouge, LA
Baton Rouge, LA
Payday Alternative Loans
WebsiteView Details
Campus - Baton Rouge, LA
Baton Rouge, LA
Payday Alternative Loans
WebsiteView Details
Campus - New Orleans, LA
New Orleans, LA
Payday Alternative Loans
WebsiteView Details
Campus - Baton Rouge, LA
Baton Rouge, LA
Payday Alternative Loans
WebsiteView Details
Campus - Baton Rouge, LA
Baton Rouge, LA
Payday Alternative Loans
WebsiteView Details
Cenla - Pineville, LA
Pineville, LA
WebsiteView Details
Cenla - Alexandria, LA
Alexandria, LA
WebsiteView Details
Cenla - Alexandria, LA
Alexandria, LA
WebsiteView Details
Chevron - Covington, LA
Covington, LA
Closed8:30am-4pm
Financial Counseling
WebsiteView Details
Coast Guard Employees - New Orleans, LA
New Orleans, LA
Financial Counseling
WebsiteView Details
Cogic - Lafayette, LA
Lafayette, LA
Financial Counseling
WebsiteView Details
Concordia Parish School Emp - Ferriday, LA
Ferriday, LA
Financial Counseling
View Details
Concordia Parish School Emp - Vidalia, LA
Vidalia, LA
Financial Counseling
View Details
Credit Human - New Orleans, LA
New Orleans, LA
Payday Alternative LoansFinancial Counseling
WebsiteView Details
Credit Human - New Orleans, LA
New Orleans, LA
Payday Alternative LoansFinancial Counseling
WebsiteView Details
Credit Human - New Orleans, LA
New Orleans, LA
Payday Alternative LoansFinancial Counseling
WebsiteView Details
Credit Human - New Orleans, LA
New Orleans, LA
Payday Alternative LoansFinancial Counseling
WebsiteView Details
Credit Human - New Orleans, LA
New Orleans, LA
Payday Alternative LoansFinancial Counseling
WebsiteView Details
Credit Human - New Orleans, LA
New Orleans, LA
Payday Alternative LoansFinancial Counseling
WebsiteView Details
Cse - Jennings, LA
Jennings, LA
Closed8am-5pm
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Cusa - Covington, LA
Covington, LA
Closed9am-3pm
Financial Counseling
WebsiteView Details
Cusa - Lafayette, LA
Lafayette, LA
Closed8am-4pm
Financial Counseling
WebsiteView Details
Cusa - Covington, LA
Covington, LA
Closed8am-4pm
Financial Counseling
WebsiteView Details
D
8 Locations
Department Of Corrections - Baton Rouge, LA
Baton Rouge, LA
Closed7:30am-4:30pm
WebsiteView Details
Department Of Corrections - Jackson, LA
Jackson, LA
Closed7:30am-4pm
WebsiteView Details
Department Of Corrections - Cottonport, LA
Cottonport, LA
Closed7:30am-4pm
WebsiteView Details
Department Of Corrections - Saint Gabriel, LA
Saint Gabriel, LA
Closed7:30am-4pm
WebsiteView Details
Department Of Corrections - Pineville, LA
Pineville, LA
Closed7:30am-4pm
WebsiteView Details
District 08 - Alexandria, LA
Alexandria, LA
Payday Alternative LoansFinancial Counseling
WebsiteView Details
District 08 - Alexandria, LA
Alexandria, LA
Payday Alternative LoansFinancial Counseling
WebsiteView Details
District 62 Highway - HAMMOND, LA
HAMMOND, LA
Credit Builder
View Details
E
25 Locations
Eagle Louisiana - Baton Rouge, LA
Baton Rouge, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Eagle Louisiana - Ball, LA
Ball, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Eagle Louisiana - Zachary, LA
Zachary, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Eagle Louisiana - NEW ORLEANS, LA
NEW ORLEANS, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
East Baton Rouge Teachers - Baton Rouge, LA
Baton Rouge, LA
Financial Counseling
WebsiteView Details
Efcu Financial - Baton Rouge, LA
Baton Rouge, LA
Closed8:30am-5pm
Financial Counseling
WebsiteView Details
Efcu Financial - Baton Rouge, LA
Baton Rouge, LA
Closed8:30am-5pm
Financial Counseling
WebsiteView Details
Efcu Financial - Baton Rouge, LA
Baton Rouge, LA
Closed8:30am-5pm
Financial Counseling
WebsiteView Details
Efcu Financial - Zachary, LA
Zachary, LA
Closed8:30am-5pm
Financial Counseling
WebsiteView Details
Efcu Financial - Gonzales, LA
Gonzales, LA
Closed8:30am-5pm
Financial Counseling
WebsiteView Details
Efcu Financial - Baton Rouge, LA
Baton Rouge, LA
Financial Counseling
WebsiteView Details
Efcu Financial - Prairieville, LA
Prairieville, LA
Closed8:30am-5pm
Financial Counseling
WebsiteView Details
Efcu Financial - Baton Rouge, LA
Baton Rouge, LA
Financial Counseling
WebsiteView Details
Efcu Financial - Denham Springs, LA
Denham Springs, LA
Closed8:30am-5pm
Financial Counseling
WebsiteView Details
Electrical Workers Local 130 - METAIRIE, LA
METAIRIE, LA
Closed7am-4pm
WebsiteView Details
Engage - Pineville, LA
Pineville, LA
Closed8am-4pm
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Epic - Metairie, LA
Metairie, LA
Closed8am-5pm
Payday Alternative LoansFinancial Counseling
WebsiteView Details
Epic - Harvey, LA
Harvey, LA
Payday Alternative LoansFinancial Counseling
WebsiteView Details
Epic - New Orleans, LA
New Orleans, LA
Payday Alternative LoansFinancial Counseling
WebsiteView Details
Essential - Gonzales, LA
Gonzales, LA
Financial Counseling
WebsiteView Details
Essential - Baton Rouge, LA
Baton Rouge, LA
Financial Counseling
WebsiteView Details
Essential - Baton Rouge, LA
Baton Rouge, LA
Financial Counseling
WebsiteView Details
Essential - Walker, LA
Walker, LA
Financial Counseling
WebsiteView Details
Essential - Baton Rouge, LA
Baton Rouge, LA
Financial Counseling
WebsiteView Details
Essential - Plaquemine, LA
Plaquemine, LA
Financial Counseling
WebsiteView Details
F
8 Locations
Feliciana - Zachary, LA
Zachary, LA
Credit Builder
WebsiteView Details
First Pioneers - New Iberia, LA
New Iberia, LA
Closed8am-5pm
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
First Pioneers - Lafayette, LA
Lafayette, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
First Pioneers - Lafayette, LA
Lafayette, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Fleur-de-lis - Metairie, LA
Metairie, LA
Payday Alternative LoansCredit Builder
WebsiteView Details
Fleur-de-lis - New Orleans, LA
New Orleans, LA
Payday Alternative LoansCredit Builder
WebsiteView Details
Formation - Baton Rouge, LA
Baton Rouge, LA
Payday Alternative LoansFinancial Counseling
WebsiteView Details
Fourth Ward - amite, LA
amite, LA
Financial Counseling
View Details
G
5 Locations
G G W - New Orleans, LA
New Orleans, LA
View Details
Geismar Complex - Geismar, LA
Geismar, LA
Credit BuilderFinancial Counseling
WebsiteView Details
Gp Louisiana - Plaquemine, LA
Plaquemine, LA
Payday Alternative Loans
WebsiteView Details
Gp Louisiana - Zachary, LA
Zachary, LA
Payday Alternative Loans
WebsiteView Details
Gp Louisiana - Zachary, LA
Zachary, LA
Payday Alternative Loans
WebsiteView Details
H
7 Locations
Heart Of Louisiana - Alexandria, LA
Alexandria, LA
Closed9am-4pm
Credit Builder
WebsiteView Details
Heart Of Louisiana - Marksville, LA
Marksville, LA
Closed9am-4pm
Credit Builder
WebsiteView Details
Heart Of Louisiana - Pineville, LA
Pineville, LA
Closed9am-4pm
Credit Builder
WebsiteView Details
Heart Of Louisiana - Alexandria, LA
Alexandria, LA
Closed9am-4pm
Credit Builder
WebsiteView Details
Hope - New Orleans, LA
New Orleans, LA
Credit BuilderFinancial Counseling
WebsiteView Details
Hope - New Orleans, LA
New Orleans, LA
Credit BuilderFinancial Counseling
WebsiteView Details
Hope - New Orleans, LA
New Orleans, LA
Credit BuilderFinancial Counseling
WebsiteView Details
I
4 Locations
Iberia Parish - New Iberia, LA
New Iberia, LA
Financial Counseling
View Details
Iberville - Plaquemine, LA
Plaquemine, LA
Closed9am-4:30pm
Payday Alternative LoansFinancial Counseling
WebsiteView Details
Immaculate Heart Of Mary - Lafayette, LA
Lafayette, LA
View Details
Internal Revenue - New Orleans, LA
New Orleans, LA
Credit Builder
WebsiteView Details
J
8 Locations
James Ward, Jr. - Jennings, LA
Jennings, LA
Payday Alternative Loans
View Details
Jefferson Parish Employees - Kenner, LA
Kenner, LA
Financial Counseling
WebsiteView Details
Jefferson Parish Employees - Gretna, LA
Gretna, LA
Financial Counseling
WebsiteView Details
Jefferson Parish Employees - Harahan, LA
Harahan, LA
Financial Counseling
WebsiteView Details
Jefferson Parish Employees - Harvey, LA
Harvey, LA
Financial Counseling
WebsiteView Details
Jefferson Parish Employees - Metairie, LA
Metairie, LA
Financial Counseling
WebsiteView Details
Jefferson Parish Employees - Marrero, LA
Marrero, LA
Financial Counseling
WebsiteView Details
Judicial & Justice - New Orleans, LA
New Orleans, LA
Closed9am-1pm
WebsiteView Details
K
18 Locations
Keesler - Harvey, LA
Harvey, LA
Closed9am-5pm
Financial Counseling
WebsiteView Details
Keesler - Covington, LA
Covington, LA
Closed9am-5pm
Financial Counseling
WebsiteView Details
Keesler - New Orleans, LA
New Orleans, LA
Closed9am-5pm
Financial Counseling
WebsiteView Details
Keesler - Baton Rouge, LA
Baton Rouge, LA
Closed9am-5pm
Financial Counseling
WebsiteView Details
Keesler - Denham Springs, LA
Denham Springs, LA
Closed9am-5pm
Financial Counseling
WebsiteView Details
Keesler - Livingston, LA
Livingston, LA
Closed9am-5pm
Financial Counseling
WebsiteView Details
Keesler - Luling, LA
Luling, LA
Closed9am-5pm
Financial Counseling
WebsiteView Details
Keesler - Metairie, LA
Metairie, LA
Closed9am-5pm
Financial Counseling
WebsiteView Details
Keesler - Mandeville, LA
Mandeville, LA
Closed9am-5pm
Financial Counseling
WebsiteView Details
Keesler - Metairie, LA
Metairie, LA
Closed9am-5pm
Financial Counseling
WebsiteView Details
Keesler - Mandeville, LA
Mandeville, LA
Closed9am-5pm
Financial Counseling
WebsiteView Details
Keesler - Mandeville, LA
Mandeville, LA
Closed9am-5pm
Financial Counseling
WebsiteView Details
Keesler - Mandeville, LA
Mandeville, LA
Closed9am-5pm
Financial Counseling
WebsiteView Details
Keesler - Jefferson, LA
Jefferson, LA
Closed9am-5pm
Financial Counseling
WebsiteView Details
Keesler - Mandeville, LA
Mandeville, LA
Closed9am-5pm
Financial Counseling
WebsiteView Details
Keesler - New Orleans, LA
New Orleans, LA
Closed9am-5pm
Financial Counseling
WebsiteView Details
Keesler - Marrero, LA
Marrero, LA
Closed9am-5pm
Financial Counseling
WebsiteView Details
Keesler - Gretna, LA
Gretna, LA
Closed9am-5pm
Financial Counseling
WebsiteView Details
L
17 Locations
La Capitol - Harvey, LA
Harvey, LA
Payday Alternative Loans
WebsiteView Details
La Capitol - Alexandria, LA
Alexandria, LA
Payday Alternative Loans
WebsiteView Details
La Capitol - Baton Rouge, LA
Baton Rouge, LA
Payday Alternative Loans
WebsiteView Details
La Capitol - Baton Rouge, LA
Baton Rouge, LA
Payday Alternative Loans
WebsiteView Details
La Capitol - Baton Rouge, LA
Baton Rouge, LA
Payday Alternative Loans
WebsiteView Details
La Capitol - Metairie, LA
Metairie, LA
Payday Alternative Loans
WebsiteView Details
La Capitol - Houma, LA
Houma, LA
Payday Alternative Loans
WebsiteView Details
La Capitol - Baton Rouge, LA
Baton Rouge, LA
Payday Alternative Loans
WebsiteView Details
La Capitol - Pineville, LA
Pineville, LA
Payday Alternative Loans
WebsiteView Details
La Capitol - Hammond, LA
Hammond, LA
Payday Alternative Loans
WebsiteView Details
La Capitol - Oakdale, LA
Oakdale, LA
Payday Alternative Loans
WebsiteView Details
La Terre - Houma, LA
Houma, LA
Closed9am-5pm
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Les - Baton Rouge, LA
Baton Rouge, LA
Payday Alternative LoansFinancial Counseling
WebsiteView Details
Les - Baton Rouge, LA
Baton Rouge, LA
Payday Alternative LoansFinancial Counseling
WebsiteView Details
Livingston Parish - Denham Springs, LA
Denham Springs, LA
Payday Alternative LoansFinancial Counseling
WebsiteView Details
Louisiana Baptist - alexandria, LA
alexandria, LA
Financial Counseling
WebsiteView Details
Louisiana Central - Harahan, LA
Harahan, LA
Financial Counseling
View Details
M
7 Locations
Maple - New Iberia, LA
New Iberia, LA
Financial Counseling
WebsiteView Details
Maple - Lafayette, LA
Lafayette, LA
Financial Counseling
WebsiteView Details
Meritus - Carencro, LA
Carencro, LA
Closed9am-5pm
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Meritus - Crowley, LA
Crowley, LA
Closed9am-5pm
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Meritus - Lafayette, LA
Lafayette, LA
Closed9am-5pm
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Meritus - New Iberia, LA
New Iberia, LA
Closed9am-5pm
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Morgan City - Morgan City, LA
Morgan City, LA
Payday Alternative Loans
View Details
N
19 Locations
N.o. Port Commission Employees - NEW ORLEANS, LA
NEW ORLEANS, LA
Closed9am-3pm
WebsiteView Details
Neighbors - Baton Rouge, LA
Baton Rouge, LA
Financial Counseling
WebsiteView Details
Neighbors - Walker, LA
Walker, LA
Financial Counseling
WebsiteView Details
Neighbors - Prairieville, LA
Prairieville, LA
Financial Counseling
WebsiteView Details
Neighbors - Denham Springs, LA
Denham Springs, LA
Financial Counseling
WebsiteView Details
Neighbors - Zachary, LA
Zachary, LA
Financial Counseling
WebsiteView Details
Neighbors - Baton Rouge, LA
Baton Rouge, LA
Financial Counseling
WebsiteView Details
Neighbors - Port Allen, LA
Port Allen, LA
Financial Counseling
WebsiteView Details
Neighbors - Lafayette, LA
Lafayette, LA
Closed7:30am-4pm
Financial Counseling
WebsiteView Details
Neighbors - Baton Rouge, LA
Baton Rouge, LA
Financial Counseling
WebsiteView Details
Neighbors - Baton Rouge, LA
Baton Rouge, LA
Financial Counseling
WebsiteView Details
Neighbors - Baton Rouge, LA
Baton Rouge, LA
Financial Counseling
WebsiteView Details
Neighbors - Baton Rouge, LA
Baton Rouge, LA
Financial Counseling
WebsiteView Details
New Orleans Clerk & Checkers - METAIRIE, LA
METAIRIE, LA
WebsiteView Details
New Orleans Police Department Emp. - New Orleans, LA
New Orleans, LA
WebsiteView Details
New Orleans Public Belt Railroad - METAIRIE, LA
METAIRIE, LA
View Details
Noda - New Orleans, LA
New Orleans, LA
Financial Counseling
WebsiteView Details
Northrop Grumman - Lake Charles, LA
Lake Charles, LA
Financial Counseling
WebsiteView Details
Nucor Employee's - Convent, LA
Convent, LA
Closed
Financial Counseling
WebsiteView Details
O
19 Locations
Onpath - New Orleans, LA
New Orleans, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Onpath - Hammond, LA
Hammond, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Onpath - Gramercy, LA
Gramercy, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Onpath - Thibodaux, LA
Thibodaux, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Onpath - Harvey, LA
Harvey, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Onpath - New Orleans, LA
New Orleans, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Onpath - La Place, LA
La Place, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Onpath - New Orleans, LA
New Orleans, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Onpath - La Place, LA
La Place, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Onpath - Norco, LA
Norco, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Onpath - Gonzales, LA
Gonzales, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Onpath - Covington, LA
Covington, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Onpath - Mandeville, LA
Mandeville, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Onpath - Westwego, LA
Westwego, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Onpath - Metairie, LA
Metairie, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Onpath - New Orleans, LA
New Orleans, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Onpath - Harahan, LA
Harahan, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
WebsiteView Details
Orleans Parish Sheriff's - New Orleans, LA
New Orleans, LA
Financial Counseling
View Details
Orleans Parish Sheriff's - New Orleans, LA
New Orleans, LA
Financial Counseling
View Details
P
21 Locations
P.h.i. - Lafayette, LA
Lafayette, LA
Closed8:30am-4pm
WebsiteView Details
Pan Amoco - METAIRIE, LA
METAIRIE, LA
WebsiteView Details
Pelican - Covington, LA
Covington, LA
Financial Counseling
WebsiteView Details
Pelican - Prairieville, LA
Prairieville, LA
Financial Counseling
WebsiteView Details
Pelican - Baton Rouge, LA
Baton Rouge, LA
Financial Counseling
WebsiteView Details
Pelican - Hammond, LA
Hammond, LA
Financial Counseling
WebsiteView Details
Pelican - Denham Springs, LA
Denham Springs, LA
Financial Counseling
WebsiteView Details
Pelican - Jackson, LA
Jackson, LA
Financial Counseling
WebsiteView Details
Pelican - Alexandria, LA
Alexandria, LA
Financial Counseling
WebsiteView Details
Pelican - Lafayette, LA
Lafayette, LA
Financial Counseling
WebsiteView Details
Pelican - Pineville, LA
Pineville, LA
Financial Counseling
WebsiteView Details
Pelican - Houma, LA
Houma, LA
Financial Counseling
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Pelican - Baton Rouge, LA
Baton Rouge, LA
Financial Counseling
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Pelican - Baton Rouge, LA
Baton Rouge, LA
Financial Counseling
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Pelican - New Orleans, LA
New Orleans, LA
Financial Counseling
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Pelican - Opelousas, LA
Opelousas, LA
Financial Counseling
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Pelican - Zachary, LA
Zachary, LA
Financial Counseling
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People's - Rayne, LA
Rayne, LA
Closed8am-4:55pm
Credit BuilderFinancial Counseling
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Post Office Employees' - Covington, LA
Covington, LA
Closed9am-4:30pm
Credit BuilderFinancial Counseling
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Post Office Employees' - Metairie, LA
Metairie, LA
Closed9am-4:30pm
Credit BuilderFinancial Counseling
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Post Office Employees' - New Orleans, LA
New Orleans, LA
Closed9am-4:30pm
Credit BuilderFinancial Counseling
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R
8 Locations
Rapides - Alexandria, LA
Alexandria, LA
Credit BuilderFinancial Counseling
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Rapides General Hospital Empl - ALEXANDRIA, LA
ALEXANDRIA, LA
Financial Counseling
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River Region - Lutcher, LA
Lutcher, LA
Closed8am-4pm
Financial Counseling
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Riverland - Jefferson, LA
Jefferson, LA
Financial Counseling
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Riverland - Killona, LA
Killona, LA
Financial Counseling
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Riverland - Morgan City, LA
Morgan City, LA
Financial Counseling
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Riverland - Gretna, LA
Gretna, LA
Financial Counseling
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Riverland - New Orleans, LA
New Orleans, LA
Financial Counseling
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S
10 Locations
S H P E - Greensburg, LA
Greensburg, LA
Financial Counseling
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S T S P - Lacombe, LA
Lacombe, LA
Financial Counseling
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Sewerage & Water Board Employees - New Orleans, LA
New Orleans, LA
Closed8am-3pm
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Southeast Louisiana Veterans Health - New Orleans, LA
New Orleans, LA
Closed9am-3pm
Payday Alternative LoansFinancial Counseling
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Southern Teachers & Parents - Thibodaux, LA
Thibodaux, LA
Closed9am-4:30pm
Credit BuilderFinancial Counseling
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Southern Teachers & Parents - Baton Rouge, LA
Baton Rouge, LA
Closed9am-4:30pm
Credit BuilderFinancial Counseling
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Southwest Louisiana - Ville Platte, LA
Ville Platte, LA
Closed
Credit BuilderFinancial Counseling
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St. Mary Parish School Emp. - Franklin, LA
Franklin, LA
Financial Counseling
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St. Tammany - Mandeville, LA
Mandeville, LA
Payday Alternative LoansFinancial Counseling
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St. Tammany - Lacombe, LA
Lacombe, LA
Payday Alternative LoansFinancial Counseling
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T
17 Locations
T E A - Houma, LA
Houma, LA
Closed11:30am-4:30pm
Payday Alternative LoansFinancial Counseling
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Tangipahoa Parish Teachers - Amite, LA
Amite, LA
Closed8:30am-4:30pm
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Tangipahoa Parish Teachers - Hammond, LA
Hammond, LA
Closed8:30am-4:30pm
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Teamsters Local Union #270 - New Orleans, LA
New Orleans, LA
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The New Orleans Firemen's - Lockport, LA
Lockport, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
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The New Orleans Firemen's - Lutcher, LA
Lutcher, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
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The New Orleans Firemen's - New Orleans, LA
New Orleans, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
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The New Orleans Firemen's - Metairie, LA
Metairie, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
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The New Orleans Firemen's - Marrero, LA
Marrero, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
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The New Orleans Firemen's - New Orleans, LA
New Orleans, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
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The New Orleans Firemen's - Mandeville, LA
Mandeville, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
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The New Orleans Firemen's - New Orleans, LA
New Orleans, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
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Total Choice - Boutte, LA
Boutte, LA
Financial Counseling
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Total Choice - Hahnville, LA
Hahnville, LA
Financial Counseling
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Total Choice - La Place, LA
La Place, LA
Financial Counseling
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Tulane/loyola - New Orleans, LA
New Orleans, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
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Tulane/loyola - New Orleans, LA
New Orleans, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
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U
4 Locations
University Of Louisiana - Lafayette, LA
Lafayette, LA
Closed9am-4:30pm
Payday Alternative LoansCredit BuilderFinancial Counseling
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University Of Louisiana - Lafayette, LA
Lafayette, LA
Closed9am-4:30pm
Payday Alternative LoansCredit BuilderFinancial Counseling
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Uno - NEW ORLEANS, LA
NEW ORLEANS, LA
Financial Counseling
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Uno - CHALMETTE, LA
CHALMETTE, LA
Financial Counseling
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V
3 Locations
Valex - Pineville, LA
Pineville, LA
Closed9am-4pm
Financial Counseling
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Valex - Alexandria, LA
Alexandria, LA
Closed9am-4pm
Financial Counseling
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Vermilion Employees - Abbeville, LA
Abbeville, LA
Financial Counseling
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W
4 Locations
W B R T - Port Allen, LA
Port Allen, LA
Closed9am-4pm
Payday Alternative LoansFinancial Counseling
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Washington Educational Assoc - FRANKLINTON, LA
FRANKLINTON, LA
Financial Counseling
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Wymar - Geismar, LA
Geismar, LA
Closed9am-5pm
Financial Counseling
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Wymar - Gonzales, LA
Gonzales, LA
Financial Counseling
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X
4 Locations
Xavier University - New Orleans, LA
New Orleans, LA
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Xplore - Metairie, LA
Metairie, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
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Xplore - New Orleans, LA
New Orleans, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
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Xplore - Metairie, LA
Metairie, LA
Payday Alternative LoansCredit BuilderFinancial Counseling
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Z
2 Locations
Zellco - Bogalusa, LA
Bogalusa, LA
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Zellco - Franklinton, LA
Franklinton, LA
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#
2 Locations
3rd District Highway - Lafayette, LA
Lafayette, LA
Financial Counseling
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705 - Lafayette, LA
Lafayette, LA
Closed9am-4:30pm
Financial Counseling
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How to Find Credit Unions Near Me in Louisiana

When searching for "credit unions near me" in Louisiana, you have several options to find convenient locations:

  • Use our directory above: Browse all 281 credit unions in Louisiana organized alphabetically, with addresses and city locations
  • NCUA Credit Union Locator: The official NCUA.gov tool lets you search by ZIP code to find federally insured credit unions near your location
  • Shared branching network: Many Louisiana credit unions participate in CO-OP Shared Branching, giving you access to 5,000+ locations nationwide
  • Mobile and online banking: Most credit unions now offer full online services, so physical proximity matters less than ever

Credit Unions vs Payday Loans in Louisiana

FeatureCredit UnionsPayday Loans
InterestLow (8-18% APR typical)Very high (300-400%+ APR)
FeesRegulated and lowOften high
ApprovalFlexible and fairFast but risky
ImpactCan build creditOften negative
Learn about payday loan laws in Louisiana →Explore personal loan options →

Local Resources and Safer Alternatives

In addition to credit unions, Louisiana residents can access these financial resources:

Consumer Protection and Assistance

  • Louisiana financial services overview
  • Community action organizations offering emergency assistance
  • Financial counseling services through credit unions
  • NCUA credit union locator for additional options

Alternative Loan Options

Before borrowing, it helps to know the rules where you live. Review the Louisiana payday loan laws, which cover state rate caps and consumer protections verified against official regulatory sources.

Eligibility and Membership Requirements in Louisiana

To join a credit union in Louisiana, you must meet its membership eligibility requirements. Common qualifying factors include:

  • Residency: Living, working, worshiping, or attending school in a specific area
  • Employer Groups: Working for a company or organization affiliated with the credit union
  • School or Association Membership: Being a member of an affiliated organization
  • Family Relationships: Being related to an existing member
  • Opening Deposit: Typically a small deposit of $5-$25 to open your membership account

Documents Typically Needed

  • Government-issued photo ID (driver's license, passport, or state ID)
  • Social Security number or Tax ID
  • Proof of address (utility bill, lease agreement)
  • Initial deposit (often as low as $5-$25)

How Credit Unions Work in Louisiana

Credit unions are not-for-profit financial cooperatives owned by their members. Unlike traditional banks that operate for shareholder profit, credit unions return earnings to members through lower fees, better interest rates, and improved services.

All federally insured credit unions in Louisiana are backed by the National Credit Union Administration (NCUA), which provides deposit insurance up to $250,000 per account, the same coverage as FDIC insurance for banks.

Key Benefits

  • Lower fees and fair lending practices
  • Member-owned cooperative structure
  • NCUA insurance up to $250,000
  • Local community focus
  • Many allow quick online membership

Typical Loan Products

  • Personal loans with lower APRs than payday lenders
  • Payday Alternative Loans (PALs) - small-dollar loans up to $2,000
  • Auto loans with competitive rates
  • Home mortgages and home equity loans
  • Credit builder loans to help establish or improve credit

Frequently Asked Questions

How do I find credit unions near me in Louisiana?▼

Use our directory above to browse all 281 credit unions in Louisiana with addresses and locations. You can also use the NCUA Credit Union Locator at NCUA.gov to search by ZIP code. Many credit unions also participate in shared branching networks, giving you access to thousands of locations nationwide.

How do I join a credit union in Louisiana?▼

Most credit unions in Louisiana allow membership through residency, employer groups, associations, or family relationships. Many also offer online applications. You'll typically need a government-issued ID, Social Security number, proof of address, and a small opening deposit of $5-$25.

Are credit unions in Louisiana insured?▼

Most credit unions in Louisiana are insured by the National Credit Union Administration (NCUA) up to $250,000 per member. This provides the same level of protection as FDIC insurance for banks.

Are credit unions cheaper than payday loans?▼

Yes. Credit unions offer small-dollar loans with far lower fees and interest compared to payday lenders. While payday loans charge 300-400% APR or more, credit unions typically offer personal loans with APRs between 8-18%. Credit unions also provide longer repayment terms and financial counseling.

What is a Payday Alternative Loan (PAL)?▼

PALs are small-dollar loans (up to $2,000) offered by federal credit unions as alternatives to payday loans. They have lower fees, longer repayment terms (1-12 months), and APRs capped at 28%, making them much more affordable than traditional payday loans.

How many credit unions are in Louisiana?▼

There are 281 credit unions serving communities across Louisiana. This page lists every credit union in the state with membership details and contact information.

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About This Page

This page is maintained by FastFairLoans to help Louisiana residents compare credit unions and understand their financial options. Data is sourced from the NCUA and verified against credit union websites. This page is automatically refreshed to reflect current credit union availability, services, and contact information.

Data Verified: June 2, 2026
Credit Unions Listed: 281