Shreveport, LA Credit Unions Near Me: Personal Loans & Payday Alternatives

Looking for credit unions near you in Shreveport? As of June 2026, there are 37 credit unions serving Shreveport residents with personal loans, payday alternative loans (PALs), and low-rate financing.

Shreveport credit unions offer lower fees, better loan rates, and personalized service compared to traditional banks. Compare payday alternatives, auto loans, mortgages, and free checking, all federally insured by the NCUA up to $250,000.

Can't join a local credit union right now? You can still compare online personal loans and installment loans, including options for bad credit and fair credit that can fund quickly.

Quick Facts: Credit Unions Near You in Shreveport (Q2 2026)

37
Local Credit Unions
11
Offer Payday Alternatives
15
Has Credit Builder Loans
~8.99%
Est. Starting APR

June 2026: Summer Savings

Planning summer travel? A credit union personal loan in Shreveport beats putting it on a high-interest credit card.

Shreveport Credit Unions Directory - Find Locations Near You

4361 Youree Dr

Shreveport, LA 71105

Payday Alternative LoansFinancial Counseling

4625 Hearne Ave

Shreveport, LA 71108

Payday Alternative LoansMinority Depository

814 Jordan St

Shreveport, LA 71101

Payday Alternative LoansFinancial Counseling

2443 Texas Ave

Shreveport, LA 71103

Payday Alternative LoansFinancial Counseling

1525 Fairfield Ave Ste 672

Shreveport, LA 71101

Credit BuilderFinancial Counseling

9513 Mansfield Rd

Shreveport, LA 71118-4401

Payday Alternative LoansFinancial Counseling

9134 Mansfield Rd

Shreveport, LA 71118-3123

Financial Counseling

401 Edwards St Ste 210

Shreveport, LA 71101-5557

Credit BuilderBilingual ServicesFinancial Counseling

300 Fannin St Ste 2100

Shreveport, LA 71101-3120

Credit BuilderBilingual ServicesFinancial Counseling

8701 Business Park Dr

Shreveport, LA 71105-5612

Credit BuilderBilingual ServicesFinancial Counseling

510 E Stoner Ave Rm 2-w-50

Shreveport, LA 71101-4243

Credit BuilderBilingual ServicesFinancial Counseling

1555 E 70th St

Shreveport, LA 71105-5040

Payday Alternative Loans

1501 Kings Hwy Ground Floor

Shreveport, LA 71103-4228

Payday Alternative Loans

2230 Jewella Ave

Shreveport, LA 71109

Payday Alternative LoansCredit BuilderFinancial Counseling

6885 Bert Kouns Ind Loop

Shreveport, LA 71129

Payday Alternative LoansCredit BuilderFinancial Counseling

4646 Hilry Huckaby Iii Ave

Shreveport, LA 71107-5707

Payday Alternative LoansCredit BuilderFinancial Counseling

8988 Ellerbe Rd

Shreveport, LA 71106

Payday Alternative LoansCredit BuilderFinancial Counseling

7070 Jewella Ave

Shreveport, LA 71108

Credit BuilderBilingual ServicesFinancial Counseling

1234 Texas Ave

Shreveport, LA 71101

Credit BuilderBilingual ServicesFinancial Counseling

505 Travis St

Shreveport, LA 71101

Credit BuilderBilingual ServicesFinancial Counseling

3712 Lakeshore Dr

Shreveport, LA 71109

Credit BuilderBilingual ServicesFinancial Counseling

5895 N Market St

Shreveport, LA 71107

Credit BuilderBilingual ServicesFinancial Counseling

8988 Ellerbe Rd

Shreveport, LA 71106

Credit BuilderFinancial Counseling

Shreveport Credit Union Services at a Glance

37 credit unions serve Shreveport residents. 11 offer Payday Alternative Loans (PALs). 15 offer credit builder programs. 30 provide financial counseling. As member-owned institutions, they typically offer lower rates than traditional banks.

Personal Loans

Unsecured loans with APRs typically between 8-18%, far lower than payday lenders. Options for debt consolidation available.

Auto Loans

Typically 1-2% lower than bank rates for new and used vehicles. Refinancing options available.

Savings & CDs

NCUA-insured accounts up to $250,000. Share certificates often offer higher APY than bank CDs.

Note: Rates vary by credit union and change frequently. Contact individual credit unions for current rates.

Payday Loan Alternatives in Shreveport, LA

If you need quick cash in Shreveport, credit unions offer much safer alternatives to payday loans with significantly lower rates and better terms.

Payday Alternative Loans (PALs)

Many Shreveport credit unions offer PALs, which are small-dollar loans from $200-$2,000 with APRs capped at 28% (vs 300-400% for payday loans).

  • • PALs I: $200-$1,000, 1-6 month terms
  • • PALs II: Up to $2,000, up to 12 months

Credit Builder Loans

Build or rebuild your credit score with credit builder loans offered by Shreveport credit unions. Payments are reported to credit bureaus.

  • • Improve credit score over time
  • • Low-risk way to establish credit

Why Choose a Credit Union in Shreveport?

Lower Rates & Fees

Credit unions in Shreveport typically offer lower interest rates on loans and higher rates on savings compared to banks. As not-for-profit institutions, they return earnings to members.

Local Community Focus

Shreveport credit unions reinvest in the local community and often provide more personalized service than large national banks.

NCUA Insured

Your deposits are federally insured up to $250,000 by the National Credit Union Administration, the same protection as FDIC insurance.

Payday Loan Alternatives

Many credit unions offer Payday Alternative Loans (PALs) with much lower rates than traditional payday lenders, typically capped at 28% APR.

How to Find Credit Unions Near Me in Shreveport

Searching for "credit unions near me" in Shreveport, LA? You've found the right place. This page lists all 37 credit unions serving Shreveport residents with locations, hours, and services.

Why Search "Credit Unions Near Me"?

  • • Lower loan rates than payday lenders (8-18% vs 300%+ APR)
  • • Higher savings rates than big banks
  • • Personalized service from local staff
  • • NCUA insurance protects your deposits

What Shreveport Credit Unions Offer

  • • Payday loan alternatives (PALs) up to $2,000
  • • Personal loans for debt consolidation
  • • Auto loans with competitive rates
  • • Free checking and mobile banking

Unlike payday lenders, credit unions in Shreveport are member-owned and not-for-profit, meaning better rates for you. Many accept members who live, work, or worship in Louisiana.

More Credit Unions Near You in Louisiana

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Frequently Asked Questions about Shreveport Credit Unions

How many credit unions are there in Shreveport?

There are currently 37 credit union locations serving the Shreveport, Louisiana area. Most are full-service branches offering checking, savings, and loans.

Can anyone join a credit union in Shreveport?

Most credit unions have "field of membership" requirements. However, many Shreveport credit unions are community-based, meaning if you live, work, worship, or attend school in Shreveport or LA, you are likely eligible to join.

What are Payday Alternative Loans (PALs)?

PALs are small-dollar loans offered by federal credit unions as a safer alternative to predatory payday loans.11 credit unions in Shreveport offer these loans.Application fees are capped at $20, and interest rates cannot exceed 28%.

Are my deposits safe in a Shreveport credit union?

Yes. Just like the FDIC insures banks, the National Credit Union Administration (NCUA) federally insures credit union deposits up to $250,000. All credit unions listed on this page are NCUA insured.

About This Page

This page lists all 37 credit unions in Shreveport, Louisiana. Data is sourced from the NCUA and verified against credit union websites. This page is automatically refreshed to reflect current credit union availability, services, and contact information.

Data Verified: June 6, 2026
Credit Unions Listed: 37