Community 1st Credit Union1940 Venture Dr, Ottumwa, IA

Ottumwa, IA
(641) 684-2127
NCUA Insured

About Community 1st

This branch of Community 1st is located at 1940 Venture Dr in Ottumwa, Iowa, and can be reached at (641) 684-2127. Community 1st is a federally insured financial cooperative serving the Ottumwa, Iowa community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Ottumwa or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Ottumwa area.

Key Member Benefits

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

1940 Venture Dr

Ottumwa, IA 52501

Lobby Hours
Open

Today: 9am-5pm

SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
Saturday9:00 AM - 12:00 PM

Inferred from 9/17 locations with same hours

Need Funds Before You Join?

How to Join

Membership at Community 1st is typically open to individuals who live, work, worship, or attend school in Ottumwa and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (641) 684-2127 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Community 1st typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Community 1st federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Ottumwa, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Community 1st Locations

18 additional branches in 1 state

IowaCurrent State

18 locations

235 Richmond Ave

1.7 mi away(641) 684-5448

600 S Iowa Ave

3.2 mi away(866) 360-5370

739 Pennsylvania Ave

3.3 mi away(641) 683-6752
Community 1st Credit Union in Ottumwa, IAMain OfficeOpen

1100 Hutchinson Ave

3.9 mi away(866) 360-5370

301 E Franklin St

18 mi away(641) 664-2885

1420 S Clinton St

18 mi away(641) 932-3322

1311 A Ave W

22 mi away(641) 673-7243

2501 W Burlington Ave

24 mi away(641) 472-6222

999 N 18th St

29 mi away(641) 856-4444

500 Main St

36 mi away(641) 628-2022

1008 W Bell Ave Ste 103

39 mi away(641) 828-6775

303 S 2nd Ave

44 mi away(319) 653-6326

1934 Court Ave

45 mi away(641) 774-5616

205 West St

52 mi away(641) 236-5863

300 S Jefferson Way

62 mi away(515) 961-9194

714 W McLane St

69 mi away(641) 342-2070

1030 Sierra Dr NE

79 mi away(319) 363-9689

205 E Taylor St

99 mi away(641) 782-6080

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If Community 1st Credit Union isn't the right fit

To borrow from Community 1st Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Iowa. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.