Community 1st Credit Union1934 Court Ave, Chariton, IA

Chariton, IA
(641) 774-5616
NCUA Insured

About Community 1st

This branch of Community 1st is located at 1934 Court Ave in Chariton, Iowa, and can be reached at (641) 774-5616. Community 1st is a federally insured financial cooperative serving the Chariton, Iowa community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Chariton or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Chariton area.

Key Member Benefits

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

1934 Court Ave

Chariton, IA 50049

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-5pm

SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
Saturday9:00 AM - 12:00 PM
Drive-Thru Hours

Need Funds Before You Join?

How to Join

Membership at Community 1st is typically open to individuals who live, work, worship, or attend school in Chariton and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (641) 774-5616 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Community 1st typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Community 1st federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Chariton, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Community 1st Locations

18 additional branches in 1 state

IowaCurrent State

18 locations
Community 1st Credit Union in Knoxville, IAClosed

1008 W Bell Ave Ste 103

23 mi away(641) 828-6775
Community 1st Credit Union in Osceola, IAClosed

714 W McLane St

24 mi away(641) 342-2070
Community 1st Credit Union in Indianola, IAClosed

300 S Jefferson Way

27 mi away(515) 961-9194
Community 1st Credit Union in Albia, IAClosed

1420 S Clinton St

27 mi away(641) 932-3322
Community 1st Credit Union in Centerville, IAClosed

999 N 18th St

30 mi away(641) 856-4444
Community 1st Credit Union in Pella, IAClosed

500 Main St

34 mi away(641) 628-2022
Community 1st Credit Union in Oskaloosa, IAClosed

1311 A Ave W

40 mi away(641) 673-7243
Community 1st Credit Union in Ottumwa, IAClosed

1940 Venture Dr

45 mi away(641) 684-2127
Community 1st Credit Union in Ottumwa, IAClosed

235 Richmond Ave

47 mi away(641) 684-5448
Community 1st Credit Union in Ottumwa, IAClosed

739 Pennsylvania Ave

48 mi away(641) 683-6752
Community 1st Credit Union in Ottumwa, IAClosed

600 S Iowa Ave

48 mi away(866) 360-5370
Community 1st Credit Union in Ottumwa, IAMain OfficeClosed

1100 Hutchinson Ave

49 mi away(866) 360-5370
Community 1st Credit Union in Bloomfield, IAClosed

301 E Franklin St

51 mi away(641) 664-2885
Community 1st Credit Union in Creston, IAClosed

205 E Taylor St

54 mi away(641) 782-6080
Community 1st Credit Union in Grinnell, IAClosed

205 West St

59 mi away(641) 236-5863
Community 1st Credit Union in Fairfield, IAClosed

2501 W Burlington Ave

69 mi away(641) 472-6222
Community 1st Credit Union in Washington, IAClosed

303 S 2nd Ave

87 mi away(319) 653-6326
Community 1st Credit Union in Cedar Rapids, IAClosed

1030 Sierra Dr NE

109 mi away(319) 363-9689

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If Community 1st Credit Union isn't the right fit

To borrow from Community 1st Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Iowa. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.