Community 1st Credit Union1008 W Bell Ave Ste 103, Knoxville, IA

Knoxville, IA
(641) 828-6775
NCUA Insured

About Community 1st

This branch of Community 1st is located at 1008 W Bell Ave Ste 103 in Knoxville, Iowa, and can be reached at (641) 828-6775. Community 1st is a federally insured financial cooperative serving the Knoxville, Iowa community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Knoxville or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Knoxville area.

Key Member Benefits

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

1008 W Bell Ave Ste 103

Knoxville, IA 50138-3100

Lobby Hours
Open

Today: 8:30am-5pm

SundayClosed
Monday8:30 AM - 5:00 PM
Tuesday8:30 AM - 5:00 PM
Wednesday8:30 AM - 5:00 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 5:00 PM
Saturday9:00 AM - 12:00 PM

Need Funds Before You Join?

How to Join

Membership at Community 1st is typically open to individuals who live, work, worship, or attend school in Knoxville and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (641) 828-6775 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Community 1st typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Community 1st federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Knoxville, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Community 1st Locations

23 additional branches in 1 state

IowaCurrent State

23 locations

500 Main St

12 mi away(641) 628-2022

1934 Court Ave

23 mi away(641) 774-5616

1311 a Ave W

23 mi away(641) 673-7243

300 S Jefferson Way

24 mi away(515) 961-9194

1420 S Clinton St

25 mi away(641) 932-3322

205 West St

35 mi away(641) 236-7267

1940 Venture Dr

39 mi away(641) 684-2127

714 W McLane St

40 mi away(866) 360-5370

999 N 18th St

41 mi away(641) 856-4444

235 Richmond Ave

41 mi away(641) 684-5448

739 Pennsylvania Ave

42 mi away(641) 683-6752
Community 1st Credit Union in Ottumwa, IAMain OfficeOpen

1100 Hutchinson Ave

42 mi away(866) 360-5370

600 S Iowa Ave

42 mi away(866) 360-5370

301 E Franklin St

53 mi away(641) 664-2885

2501 W Burlington Ave

62 mi away(641) 472-6888

205 E Taylor St

68 mi away(866) 360-5370

303 S 2nd Ave

74 mi away(319) 653-6326

1030 Sierra Dr NE

88 mi away(319) 363-9689

Credit Unions Near Me in Other Iowa Cities

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If Community 1st Credit Union isn't the right fit

To borrow from Community 1st Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Iowa. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.