Southern Energy Credit Union410 9th Ave, Jasper, AL

Jasper, AL
(205) 226-6867
NCUA Insured

About Southern Energy

This branch of Southern Energy is located at 410 9th Ave in Jasper, Alabama, and can be reached at (205) 226-6867. Southern Energy is a federally insured financial cooperative serving the Jasper, Alabama community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Jasper or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Jasper area.

Key Member Benefits

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

410 9th Ave

Jasper, AL 35501-3732

Need Funds Before You Join?

How to Join

Membership at Southern Energy is typically open to individuals who live, work, worship, or attend school in Jasper and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (205) 226-6867 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Southern Energy typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Southern Energy federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Jasper, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Southern Energy Locations

27 additional branches in 3 states

AlabamaCurrent State

19 locations

949 Main St

31 mi away(205) 598-8300
Southern Energy Credit Union in Hueytown, ALClosed

2901 Allison Bonnett Memorial Dr

33 mi away(205) 257-3905
Southern Energy Credit Union in Birmingham, ALMain OfficeClosed

750 17th St N

35 mi away(205) 226-6800

600 18th St N

35 mi away(205) 257-3601

151 Main St

42 mi away(205) 661-2715

3535 Colonnade Pkwy

43 mi away(205) 992-5030
Southern Energy Credit Union in Hoover, ALClosed

4725 Chace Cir

43 mi away(205) 823-7403

6400 Tattersall Park Dr

46 mi away(205) 547-9400

915 Queen City Ave

47 mi away(205) 722-7300

630 15th St

47 mi away(205) 345-6550
Southern Energy Credit Union in Pelham, ALClosed

301 Huntley Pkwy

49 mi away(205) 664-7421
Southern Energy Credit Union in Chelsea, ALClosed

370 Chelsea Crossroads

52 mi away(205) 678-8406
Southern Energy Credit Union in Clanton, ALClosed

1872 7th St S

82 mi away(205) 280-0366

244 Dexter Ave

116 mi away(334) 832-3822

Mississippi

1 location

Credit Unions Near Me in Other Alabama Cities

Looking for credit unions near me in other Alabama cities? Browse credit unions in nearby locations:

View all credit unions in Alabama

If Southern Energy Credit Union isn't the right fit

To borrow from Southern Energy Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Alabama. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.