Southern Energy Credit Union2901 Allison Bonnett Memorial Dr, Hueytown, AL

Hueytown, AL
(205) 257-3905
NCUA Insured

About Southern Energy

This branch of Southern Energy is located at 2901 Allison Bonnett Memorial Dr in Hueytown, Alabama, and can be reached at (205) 257-3905. Southern Energy is a federally insured financial cooperative serving the Hueytown, Alabama community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Hueytown or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Hueytown area.

Key Member Benefits

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

2901 Allison Bonnett Memorial Dr

Hueytown, AL 35023-1835

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 8:30am-5pm

SundayClosed
Monday8:30 AM - 5:00 PM
Tuesday8:30 AM - 5:00 PM
Wednesday8:30 AM - 5:00 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 5:00 PM
SaturdayClosed

Need Funds Before You Join?

How to Join

Membership at Southern Energy is typically open to individuals who live, work, worship, or attend school in Hueytown and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (205) 257-3905 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Southern Energy typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Frequently Asked Questions

Is Southern Energy federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Hueytown, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Southern Energy Locations

13 additional branches in 1 state

AlabamaCurrent State

13 locations
Southern Energy Credit Union in Birmingham, ALMain OfficeClosed

750 17th St N

10 mi away(205) 226-6800
Southern Energy Credit Union in Birmingham, ALClosed

600 18th St N

10 mi away(205) 992-5030
Southern Energy Credit Union in Hoover, ALClosed

4725 Chace Cir

11 mi away(205) 823-7403
Southern Energy Credit Union in Birmingham, ALClosed

3535 Colonnade Pkwy

14 mi away(205) 992-5030
Southern Energy Credit Union in Pelham, ALClosed

301 Huntley Pkwy

16 mi away(205) 664-7421
Southern Energy Credit Union in Gardendale, ALClosed

949 Main St

16 mi away(205) 598-8300
Southern Energy Credit Union in Birmingham, ALClosed

6400 Tattersall Park Dr

18 mi away(205) 547-9400
Southern Energy Credit Union in Chelsea, ALClosed

370 Chelsea Crossroads

22 mi away(205) 678-8406
Southern Energy Credit Union in Trussville, ALClosed

151 Main St

24 mi away(205) 661-2715
Southern Energy Credit Union in Tuscaloosa, ALClosed

630 15th St

37 mi away(205) 345-6550
Southern Energy Credit Union in Tuscaloosa, ALClosed

915 Queen City Ave

38 mi away(205) 722-7300
Southern Energy Credit Union in Clanton, ALClosed

1872 7th St S

49 mi away(205) 280-0366
Southern Energy Credit Union in Montgomery, ALClosed

244 Dexter Ave

84 mi away(334) 832-3822

Credit Unions Near Me in Other Alabama Cities

Looking for credit unions near me in other Alabama cities? Browse credit unions in nearby locations:

View all credit unions in Alabama

If Southern Energy Credit Union isn't the right fit

To borrow from Southern Energy Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Alabama. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.