Southern Energy Credit Union6400 Tattersall Park Dr, Birmingham, AL

Birmingham, AL
(205) 547-9400
NCUA Insured

About Southern Energy

This branch of Southern Energy is located at 6400 Tattersall Park Dr in Birmingham, Alabama, and can be reached at (205) 547-9400. Southern Energy is a federally insured financial cooperative serving the Birmingham, Alabama community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Birmingham or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Birmingham area.

Key Member Benefits

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

6400 Tattersall Park Dr

Birmingham, AL 35242-4242

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 8:30am-4:30pm

SundayClosed
Monday8:30 AM - 4:30 PM
Tuesday8:30 AM - 4:30 PM
Wednesday8:30 AM - 4:30 PM
Thursday8:30 AM - 4:30 PM
Friday8:30 AM - 4:30 PM
SaturdayClosed
Drive-Thru Hours
ATM Hours

24-Hour

Need Funds Before You Join?

How to Join

Membership at Southern Energy is typically open to individuals who live, work, worship, or attend school in Birmingham and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (205) 547-9400 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Southern Energy typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM
Shared Service Center

Frequently Asked Questions

Is Southern Energy federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Birmingham, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Southern Energy Locations

13 additional branches in 1 state

AlabamaCurrent State

13 locations

3535 Colonnade Pkwy

3.5 mi away(205) 992-5030

370 Chelsea Crossroads

6.0 mi away(205) 678-8406

4725 Chace Cir

8.4 mi away(205) 823-7403

600 18th St N

11 mi away(205) 992-5030
Southern Energy Credit Union in Birmingham, ALMain OfficeClosed

750 17th St N

11 mi away(205) 226-6800

301 Huntley Pkwy

12 mi away(205) 664-7421

151 Main St

14 mi away(205) 661-2715

2901 Allison Bonnett Memorial Dr

18 mi away(205) 257-3905

949 Main St

18 mi away(205) 598-8300

1872 7th St S

43 mi away(205) 280-0366

630 15th St

53 mi away(205) 345-6550

915 Queen City Ave

54 mi away(205) 722-7300

244 Dexter Ave

75 mi away(334) 832-3822

Credit Unions Near Me in Other Alabama Cities

Looking for credit unions near me in other Alabama cities? Browse credit unions in nearby locations:

View all credit unions in Alabama

If Southern Energy Credit Union isn't the right fit

To borrow from Southern Energy Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Alabama. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.