Southeast Financial Credit Union220 S Royal Oaks Blvd, Franklin, TN · Main Office

Franklin, TN
(615) 465-5400
NCUA Insured

About Southeast Financial

This main office of Southeast Financial is located at 220 S Royal Oaks Blvd in Franklin, Tennessee, and can be reached at (615) 465-5400. Southeast Financial is a federally insured financial cooperative serving the Franklin, Tennessee community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Franklin or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Franklin area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

Location & Branch Hours

Visit Branch

220 S Royal Oaks Blvd

Franklin, TN 37064-5313

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 7am-6pm

SundayClosed
Monday7:00 AM - 6:00 PM
Tuesday7:00 AM - 6:00 PM
Wednesday7:00 AM - 6:00 PM
Thursday7:00 AM - 6:00 PM
Friday7:00 AM - 6:00 PM
SaturdayClosed

Hours extracted from structured data - Monday through Friday 7:00 AM to 6:00 PM

Need Funds Before You Join?

How to Join

Membership at Southeast Financial is typically open to individuals who live, work, worship, or attend school in Franklin and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (615) 465-5400 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Southeast Financial typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Southeast Financial federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Franklin, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Southeast Financial Locations

6 additional branches in 1 state

TennesseeCurrent State

6 locations

5110 Maryland Way Ste 100 Suite 100

8.7 mi away(615) 371-3770

325 Waldron Rd

15 mi away(615) 287-9820

1314 Vultee Blvd

17 mi away(615) 361-6565

444 James Robertson Pkwy

18 mi away(615) 743-3700

139 Northcreek Blvd

30 mi away(615) 743-3700

512 National Ave

106 mi away(423) 629-2551

Credit Unions Near Me in Other Tennessee Cities

Looking for credit unions near me in other Tennessee cities? Browse credit unions in nearby locations:

View all credit unions in Tennessee

If Southeast Financial Credit Union isn't the right fit

To borrow from Southeast Financial Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Tennessee. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.