Southeast Financial Credit Union512 National Ave, Chattanooga, TN

Chattanooga, TN
(423) 629-2551
NCUA Insured

About Southeast Financial

This branch of Southeast Financial is located at 512 National Ave in Chattanooga, Tennessee, and can be reached at (423) 629-2551. Southeast Financial is a federally insured financial cooperative serving the Chattanooga, Tennessee community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Chattanooga or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Chattanooga area.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

Location & Branch Hours

Visit Branch

512 National Ave

Chattanooga, TN 37404

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 7am-6pm

SundayClosed
Monday7:00 AM - 6:00 PM
Tuesday7:00 AM - 6:00 PM
Wednesday7:00 AM - 6:00 PM
Thursday7:00 AM - 6:00 PM
Friday7:00 AM - 6:00 PM
SaturdayClosed

Hours extracted from structured data - Monday through Friday 7:00 AM to 6:00 PM

Need Funds Before You Join?

How to Join

Membership at Southeast Financial is typically open to individuals who live, work, worship, or attend school in Chattanooga and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (423) 629-2551 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Southeast Financial typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Frequently Asked Questions

Is Southeast Financial federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Chattanooga, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Southeast Financial Locations

6 additional branches in 1 state

TennesseeCurrent State

6 locations

325 Waldron Rd

100 mi away(615) 287-9820
Southeast Financial Credit Union in Franklin, TNMain OfficeClosed

220 S Royal Oaks Blvd

106 mi away(615) 465-5400

1314 Vultee Blvd

109 mi away(615) 361-6565

5110 Maryland Way Ste 100 Suite 100

109 mi away(615) 371-3770

444 James Robertson Pkwy

115 mi away(615) 743-3700

139 Northcreek Blvd

119 mi away(615) 743-3700

Credit Unions Near Me in Other Tennessee Cities

Looking for credit unions near me in other Tennessee cities? Browse credit unions in nearby locations:

View all credit unions in Tennessee

If Southeast Financial Credit Union isn't the right fit

To borrow from Southeast Financial Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Tennessee. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.