State Employees' Credit Union401 M. DURWOOD STEPHENSON PKWY, SMITHFIELD, NC

SMITHFIELD, NC
(919) 934-1508
NCUA Insured

About State Employees'

This branch of State Employees' is located at 401 M. DURWOOD STEPHENSON PKWY in SMITHFIELD, North Carolina, and can be reached at (919) 934-1508. State Employees' is a federally insured financial cooperative serving the SMITHFIELD, North Carolina community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in SMITHFIELD or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the SMITHFIELD area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

Location & Branch Hours

Visit Branch

401 M. DURWOOD STEPHENSON PKWY

SMITHFIELD, NC 27577

Lobby Hours
Open

Today: 12am-11:59pm

Sunday12:00 AM - 11:59 PM
Monday12:00 AM - 11:59 PM
Tuesday12:00 AM - 11:59 PM
Wednesday12:00 AM - 11:59 PM
Thursday12:00 AM - 11:59 PM
Friday12:00 AM - 11:59 PM
Saturday12:00 AM - 11:59 PM

Inferred from 38/50 locations with same hours

Need Funds Before You Join?

How to Join

Membership at State Employees' is typically open to individuals who live, work, worship, or attend school in SMITHFIELD and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (919) 934-1508 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, State Employees' typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is State Employees' federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of SMITHFIELD, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other State Employees' Locations

159 additional branches in 1 state

North CarolinaCurrent State

159 locations

502 N BRIGHTLEAF BLVD

1.3 mi away(919) 934-1151

37 BRIARCLIFF DR

9.2 mi away(919) 763-3267

512 REGENCY PARK DR

11 mi away(919) 553-2400

168 ANNETTE DR

13 mi away(919) 934-7878

28 OXHOLM CIR

14 mi away(919) 662-1901

925 DOGEYE RD

15 mi away(919) 207-3812

605 WENDELL RD

18 mi away(919) 365-3347

1473 BENSON RD

19 mi away(919) 329-6215

1301 W ASH ST

20 mi away(919) 735-9161

809 N SMITHFIELD RD

20 mi away(919) 266-6213

1000 VANDORA SPRINGS RD

20 mi away(919) 779-6712

4050 POOLE RD

21 mi away(919) 212-0112

1201 N ARENDELL AVE

21 mi away(919) 269-5477

3300 HAMMOND RD

22 mi away(919) 773-8915

200 TILGHMAN DR

23 mi away(910) 892-0434

1595 CORPORATION PKWY

23 mi away(919) 231-1601

1305 N RALEIGH ST

23 mi away(919) 275-3376

2811 WAYNE MEMORIAL DR

23 mi away(919) 734-1238

1010 NEW BERN AVE

24 mi away(919) 839-5370

123 NEW BERN PL

24 mi away(919) 839-5350

3101 CASHWELL DR

24 mi away(919) 759-3161
State Employees' Credit Union in Raleigh, NCMain OfficeOpen

119 N Salisbury St

24 mi away(919) 839-5000

119 N SALISBURY ST

24 mi away(919) 839-5300

3004 NC HIGHWAY 42 W

25 mi away(252) 291-4847

801 HILLSBOROUGH ST

25 mi away(919) 839-5012

4262 LOUISBURG RD

25 mi away(919) 790-9091

404 OLD HONEYCUTT RD

25 mi away(919) 552-1776

560 CENTENNIAL PKWY

26 mi away(919) 839-5360

2101 CLARK AVE

26 mi away(919) 839-5472

7725 Midtown Market Ave

26 mi away(919) 326-5721

2802 HILLSBOROUGH ST

26 mi away(919) 839-5381

9900 Fayetteville Rd

27 mi away(919) 762-3773

1621 PACIFIC DR

27 mi away(919) 876-7444

3705 COMPUTER DR

27 mi away(919) 784-8054

6400 TOWN CENTER DR

27 mi away(919) 871-0450

2700 MACEDONIA RD

27 mi away(919) 325-1257

4501 NASH ST NW

27 mi away(252) 237-2127

411 PINE STATE ST

28 mi away(910) 814-0622

5801 ROGERS RD

28 mi away(919) 570-1036

3990 WARD BLVD

28 mi away(252) 243-3929

2401 BLUE RIDGE RD

29 mi away(919) 781-7007

100 GREEN OAKS PKWY

29 mi away(919) 552-0959

531 WALNUT ST

30 mi away(919) 467-5581

8551 COLONNADE CENTER DR

31 mi away(919) 841-4194

12700 SPRUCE TREE WAY

31 mi away(919) 562-0506

2302 BRIDGEPORT DR

31 mi away(919) 846-1074

6408 HILBURN DR

32 mi away(919) 510-7886

9101 CHAPEL HILL RD

32 mi away(919) 465-4616

1116 JENKINS RD

34 mi away(919) 562-7222

1065 VISION DR

34 mi away(919) 363-8728

221 NORTH BLVD

36 mi away(910) 592-6103

7800 T.W. ALEXANDER DRIVE

37 mi away(984) 250-3223

1201 EASTERN AVE

37 mi away(252) 459-9665

1131 SLATER RD

38 mi away(919) 941-9120

601 GREGORY AVE

38 mi away(252) 747-7000

28 BURKE BLVD

38 mi away(919) 496-5447

108 OLIVE BRANCH RD

40 mi away(919) 596-0290

2421 E NC HIGHWAY 54

40 mi away(919) 806-0903

3357 SUNSET AVE

40 mi away(252) 443-7021

805 N FAIRVIEW RD

42 mi away(252) 212-3310

124 MCARTHUR RD

42 mi away(910) 488-1919

2550 BENVENUE RD

43 mi away(252) 985-0311

2216 W VERNON AVE

44 mi away(252) 522-1717

188 MAGNOLIA EXT

45 mi away(910) 296-0308

210 AIRPORT RD

45 mi away(252) 522-2121

504 S DUKE ST

45 mi away(919) 682-9602

4055 DURHAM CHAPEL HILL BLVD

46 mi away(919) 682-0622

1764 BRAGG ST

46 mi away(919) 895-3700

1010 S HAMILTON RD

47 mi away(919) 962-6524

651 EXECUTIVE PL

47 mi away(910) 483-6124

4065 SYCAMORE DAIRY RD

47 mi away(910) 483-8900

3810 BEN FRANKLIN BLVD

47 mi away(919) 471-1765

173 N CHATHAM PKWY

48 mi away(919) 932-7232

110 S ELLIOTT RD

48 mi away(919) 962-1111

411 CENTRAL AVE

48 mi away(919) 575-4581

310 PITTSBORO ST

48 mi away(919) 962-6551

35 INDUSTRIAL PARK DR

48 mi away(919) 542-0444

1002 SPRING LN

49 mi away(919) 774-8851

3872 GUESS RD

50 mi away(919) 477-3634

600 WESTERN BLVD

50 mi away(252) 823-8850

100 NC 54

51 mi away(919) 967-0833

135 DAVENPORT FARM RD

52 mi away(252) 756-8876

3120 N MAIN ST

52 mi away(910) 423-3826

2211 HEMBY LN

52 mi away(252) 757-3345

300 W 1ST ST

54 mi away(252) 758-5547

2296 CHARLES BLVD

55 mi away(252) 353-1177

1795 GRAHAM AVE

55 mi away(252) 492-0168

2313 OLD NC HIGHWAY 86

56 mi away(919) 732-0715

1000 US HIGHWAY 70 E

57 mi away(919) 732-5151

800 ROXBORO RD

57 mi away(919) 690-0556

1305 PARKSIDE DR.

58 mi away(252) 378-3754

670 W RIDGEWAY ST

61 mi away(252) 257-6267

160 SAVANNAH GARDEN DR

62 mi away(910) 947-3021

1108 FAYETTEVILLE RD

63 mi away(910) 875-4100

1900 S NC HIGHWAY 119

66 mi away(919) 304-2777

1131 N GLENN AVE

66 mi away(919) 742-7644

474 PINEHURST AVE

66 mi away(910) 692-4013

220 LONG AVE

70 mi away(336) 599-6900

4840 FAYETTEVILLE RD

71 mi away(910) 739-8121

161 OLD FARM RD S

73 mi away(252) 537-0019

508 N GREENSBORO ST

73 mi away(336) 622-4828

2623 ALAMANCE RD

74 mi away(336) 570-2565

400 E 10TH ST

74 mi away(252) 219-3314

64 NIGEL RD

75 mi away(910) 608-3400

1176 SAINT MARKS CHURCH RD

76 mi away(336) 538-4734

921 W 3RD ST

77 mi away(910) 521-8881

124 E JEFFERSON ST

78 mi away(888) 732-8562

6501 INTERSTATE DR

80 mi away(336) 449-7767

980 NC HIGHWAY 86 N

82 mi away(336) 694-1520

381 PLAZA RD

84 mi away(910) 276-9636

1036 S PARK ST

84 mi away(336) 629-7020

318 W ACADEMY ST

85 mi away(336) 495-1325

100 E ELMSLEY ST

88 mi away(336) 378-2740

940 W HAMLET AVE

89 mi away(910) 557-4200

405 N MURROW BLVD

90 mi away(336) 273-7400

1058 ALBEMARLE RD

90 mi away(910) 572-9021

1030 W MARKET ST

91 mi away(336) 379-8602

114 W FRANKLIN ST

91 mi away(910) 895-9066

211 PISGAH CHURCH RD

92 mi away(336) 282-2301

2600 S HOLDEN RD

92 mi away(336) 315-2113

200 MUIRS CHAPEL RD

94 mi away(336) 547-9095

6017 W GATE CITY BLVD

94 mi away(336) 454-4201

1601 FREEWAY DR

95 mi away(336) 349-5861

10305 N MAIN ST

95 mi away(336) 434-2015

1201 NEW GARDEN RD

96 mi away(336) 834-8080

4014 BATTLEGROUND AVE

97 mi away(336) 288-4130

3850 JOHN GORDON LN

98 mi away(336) 812-3600

615 Millwood School Rd

99 mi away(336) 289-4594

1638 WESTCHESTER DR

100 mi away(336) 884-5622

1700 LIBERTY DR

100 mi away(336) 476-2977

1004 S VAN BUREN RD

102 mi away(336) 623-4701

2047 OAK RIDGE RD

103 mi away(336) 643-1633

789 STAFFORD CENTER DR

104 mi away(336) 992-1133

210 N PARK RD

105 mi away(704) 695-1171

130 CENTURY PLACE BLVD

107 mi away(336) 993-7884

1600 NC 24 27 BYP W

108 mi away(704) 983-2850

654 CHIEF MARTIN ST

109 mi away(336) 548-7410

404 PIEDMONT DR

109 mi away(336) 243-2326

2924 WAUGHTOWN ST

110 mi away(336) 722-2543

3389 SIDES BRANCH RD

114 mi away(336) 771-1530

2250 SILAS CREEK PKWY

115 mi away(336) 773-0016

134 S STRATFORD RD

116 mi away(336) 722-9292

4985 UNIVERSITY PKWY

117 mi away(336) 767-4320

11605 REDBRIDGE BLVD

118 mi away(704) 269-3339

970 N SALISBURY GQ AVE

119 mi away(704) 209-5538

1025 S PEACE HAVEN RD

120 mi away(336) 778-2506

1030 MOORESVILLE RD

122 mi away(704) 633-7005

184 YADKIN VALLEY RD

123 mi away(336) 998-9800

205 INGRAM DR

125 mi away(336) 985-0530

1995 S US 29 HWY

127 mi away(704) 856-3515

2312 COLDWATER RIDGE DR

127 mi away(704) 720-9046

60 RAIFORD DR NW

129 mi away(704) 788-3444

1235 YADKINVILLE RD

129 mi away(336) 751-3201

5555 NC HIGHWAY 49 S

131 mi away(704) 455-3104

5130 POPLAR TENT RD

132 mi away(704) 788-4174

233 N LEE AVE

138 mi away(336) 679-2727

584 COX RD

159 mi away(704) 867-3852

2104 SHELBY RD

174 mi away(704) 739-1667

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If State Employees' Credit Union isn't the right fit

To borrow from State Employees' Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving North Carolina. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.