State Employees' Credit Union4720 Airport Center Pkwy, Charlotte, NC

Charlotte, NC
(704) 394-4844
NCUA Insured

About State Employees'

This branch of State Employees' is located at 4720 Airport Center Pkwy in Charlotte, North Carolina, and can be reached at (704) 394-4844. State Employees' is a federally insured financial cooperative serving the Charlotte, North Carolina community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Charlotte or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Charlotte area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

Location & Branch Hours

Visit Branch

4720 Airport Center Pkwy

Charlotte, NC 28208

Need Funds Before You Join?

How to Join

Membership at State Employees' is typically open to individuals who live, work, worship, or attend school in Charlotte and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (704) 394-4844 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, State Employees' typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is State Employees' federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Charlotte, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other State Employees' Locations

269 additional branches in 1 state

North CarolinaCurrent State

269 locations

584 Cox Rd

12 mi away(704) 867-3852

5555 Nc Highway 49 S

18 mi away(704) 455-3104

5130 Poplar Tent Rd

20 mi away(704) 788-4174

60 Raiford Dr NW

21 mi away(704) 788-3444

2312 Coldwater Ridge Dr

25 mi away(704) 720-9046

2104 Shelby Rd

27 mi away(704) 739-1667

11605 Redbridge Blvd

29 mi away(704) 269-3339

1995 S US 29 Hwy

30 mi away(704) 856-3515

1030 Mooresville Rd

39 mi away(704) 633-7005

970 N Salisbury Gq Ave

39 mi away(704) 209-5538

1600 Nc 24 27 Byp W

40 mi away(704) 983-2850

210 N Park Rd

51 mi away(704) 695-1171

1235 Yadkinville Rd

52 mi away(336) 751-3201

404 Piedmont Dr

57 mi away(336) 243-2326

1058 Albemarle Rd

58 mi away(910) 572-9021

184 Yadkin Valley Rd

61 mi away(336) 998-9800

1025 S Peace Haven Rd

64 mi away(336) 778-2506

1700 Liberty Dr

65 mi away(336) 476-2977

233 N Lee Ave

65 mi away(336) 679-2727

3389 Sides Branch Rd

67 mi away(336) 771-1530

114 W Franklin St

68 mi away(910) 895-9066

2250 Silas Creek Pkwy

69 mi away(336) 773-0016

1036 S Park St

70 mi away(336) 629-7020

134 S Stratford Rd

71 mi away(336) 722-9292

1638 Westchester Dr

71 mi away(336) 884-5622

10305 N Main St

72 mi away(336) 434-2015

940 W Hamlet Ave

72 mi away(910) 557-4200

2924 Waughtown St

72 mi away(336) 722-2543

4985 University Pkwy

74 mi away(336) 767-4320

318 W Academy St

75 mi away(336) 495-1325

130 Century Place Blvd

77 mi away(336) 993-7884

789 Stafford Center Dr

77 mi away(336) 992-1133

3850 John Gordon Ln

78 mi away(336) 812-3600

205 Ingram Dr

79 mi away(336) 985-0530

6017 W Gate City Blvd

79 mi away(336) 454-4201

615 Millwood School Rd

80 mi away(336) 289-4594

2600 S Holden Rd

82 mi away(336) 315-2113

200 Muirs Chapel Rd

84 mi away(336) 547-9095

100 E Elmsley St

84 mi away(336) 378-2740

2047 Oak Ridge Rd

84 mi away(336) 643-1633

1201 New Garden Rd

84 mi away(336) 834-8080

474 PINEHURST AVE

85 mi away(910) 692-4013

160 Savannah Garden Dr

86 mi away(910) 947-3021

1030 W Market St

86 mi away(336) 379-8602

405 N Murrow Blvd

87 mi away(336) 273-7400

4014 Battleground Ave

88 mi away(336) 288-4130

381 Plaza Rd

88 mi away(910) 276-9636

508 N Greensboro St

89 mi away(336) 622-4828

1131 N Glenn Ave

89 mi away(919) 742-7644

211 Pisgah Church Rd

90 mi away(336) 282-2301

6501 Interstate Dr

94 mi away(336) 449-7767

1108 Fayetteville Rd

97 mi away(910) 875-4100

654 Chief Martin St

97 mi away(336) 548-7410

1002 Spring Ln

99 mi away(919) 774-8851

1176 Saint Marks Church Rd

99 mi away(336) 538-4734

2623 Alamance Rd

101 mi away(336) 570-2565

1764 Bragg St

101 mi away(919) 895-3700

921 W 3rd St

104 mi away(910) 521-8881

1601 Freeway Dr

104 mi away(336) 349-5861

35 Industrial Park Dr

105 mi away(919) 542-0444

1900 S Nc Highway 119

108 mi away(919) 304-2777

1004 S Van Buren Rd

109 mi away(336) 623-4701

4065 Sycamore Dairy Rd

112 mi away(910) 483-8900

173 N Chatham Pkwy

112 mi away(919) 932-7232

3120 N Main St

112 mi away(910) 423-3826

64 Nigel Rd

113 mi away(910) 608-3400

100 Nc 54

113 mi away(919) 967-0833

651 Executive Pl

114 mi away(910) 483-6124

310 Pittsboro St

115 mi away(919) 962-6551

4840 Fayetteville Rd

115 mi away(910) 739-8121

124 McArthur Rd

115 mi away(910) 488-1919

1010 S Hamilton Rd

117 mi away(919) 962-6524

2313 Old Nc Highway 86

117 mi away(919) 732-0715

110 S Elliott Rd

117 mi away(919) 962-1111

1000 US Highway 70 E

119 mi away(919) 732-5151

980 Nc Highway 86 N

120 mi away(336) 694-1520

411 Pine State St

120 mi away(910) 814-0622

1065 Vision Dr

120 mi away(919) 363-8728

100 Green Oaks Pkwy

121 mi away(919) 552-0959

9900 Fayetteville Rd

122 mi away(919) 762-3773

4055 Durham Chapel Hill Blvd

122 mi away(919) 682-0622

404 Old Honeycutt Rd

123 mi away(919) 552-1776

2421 E Nc Highway 54

124 mi away(919) 806-0903

1305 N Raleigh St

125 mi away(919) 275-3376

504 S Duke St

125 mi away(919) 682-9602

1131 Slater Rd

125 mi away(919) 941-9120

9101 Chapel Hill Rd

126 mi away(919) 465-4616

3872 Guess Rd

126 mi away(919) 477-3634

531 Walnut St

127 mi away(919) 467-5581

3810 Ben Franklin Blvd

127 mi away(919) 471-1765

2700 Macedonia Rd

128 mi away(919) 325-1257

200 Tilghman Dr

129 mi away(910) 892-0434

7800 T.w. Alexander Drive

130 mi away(984) 250-3223

108 Olive Branch Rd

131 mi away(919) 596-0290

2401 Blue Ridge Rd

131 mi away(919) 781-7007

6408 Hilburn Dr

132 mi away(919) 510-7886

560 Centennial Pkwy

132 mi away(919) 839-5360

2802 Hillsborough St

132 mi away(919) 839-5381

2101 Clark Ave

133 mi away(919) 839-5472

3300 Hammond Rd

133 mi away(919) 773-8915

801 Hillsborough St

134 mi away(919) 839-5012

1000 Vandora Springs Rd

134 mi away(919) 779-6712

119 N Salisbury St

134 mi away(919) 839-5300
State Employees' Credit Union in Raleigh, NCMain OfficeOpen

119 N Salisbury St

134 mi away(919) 839-5000

123 New Bern Pl

134 mi away(919) 839-5350

2302 Bridgeport Dr

134 mi away(919) 846-1074

1473 Benson Rd

134 mi away(919) 329-6215

925 Dogeye Rd

135 mi away(919) 207-3812

168 Annette Dr

135 mi away(919) 934-7878

1010 New Bern Ave

135 mi away(919) 839-5370

220 Long Ave

135 mi away(336) 599-6900

3705 Computer Dr

135 mi away(919) 784-8054

28 Oxholm Cir

136 mi away(919) 662-1901

8551 Colonnade Center Dr

136 mi away(919) 841-4194

1621 Pacific Dr

137 mi away(919) 876-7444

411 Central Ave

137 mi away(919) 575-4581

4050 Poole Rd

138 mi away(919) 212-0112

1595 Corporation Pkwy

139 mi away(919) 231-1601

4262 Louisburg Rd

139 mi away(919) 790-9091

6400 Town Center Dr

139 mi away(919) 871-0450

7725 Midtown Market Ave

141 mi away(919) 326-5721

512 Regency Park Dr

142 mi away(919) 553-2400

12700 Spruce Tree Way

142 mi away(919) 562-0506

809 N Smithfield Rd

143 mi away(919) 266-6213

37 Briarcliff Dr

144 mi away(919) 763-3267

1116 Jenkins Rd

145 mi away(919) 562-7222

5801 Rogers Rd

146 mi away(919) 570-1036

221 North Blvd

147 mi away(910) 592-6103

502 N Brightleaf Blvd

147 mi away(919) 934-1151

401 M. Durwood Stephenson Pkwy

148 mi away(919) 934-1508

605 Wendell Rd

148 mi away(919) 365-3347

800 Roxboro Rd

150 mi away(919) 690-0556

1201 N Arendell Ave

152 mi away(919) 269-5477

28 Burke Blvd

158 mi away(919) 496-5447

1795 Graham Ave

158 mi away(252) 492-0168

1301 W Ash St

164 mi away(919) 735-9161

188 Magnolia Ext

168 mi away(910) 296-0308

2811 Wayne Memorial Dr

168 mi away(919) 734-1238

3101 Cashwell Dr

168 mi away(919) 759-3161

3004 Nc Highway 42 W

170 mi away(252) 291-4847

4501 Nash St NW

172 mi away(252) 237-2127

3990 Ward Blvd

174 mi away(252) 243-3929

670 W Ridgeway St

175 mi away(252) 257-6267

1201 Eastern Ave

176 mi away(252) 459-9665

3357 Sunset Ave

180 mi away(252) 443-7021

2550 Benvenue Rd

182 mi away(252) 985-0311

805 N Fairview Rd

184 mi away(252) 212-3310

601 Gregory Ave

184 mi away(252) 747-7000

2216 W Vernon Ave

187 mi away(252) 522-1717

210 Airport Rd

188 mi away(252) 522-2121

600 Western Blvd

195 mi away(252) 823-8850

135 Davenport Farm Rd

199 mi away(252) 756-8876

2211 Hemby Ln

200 mi away(252) 757-3345

300 W 1st St

202 mi away(252) 758-5547

2296 Charles Blvd

202 mi away(252) 353-1177

161 Old Farm Rd S

202 mi away(252) 537-0019

400 E 10th St

202 mi away(252) 219-3314

1305 Parkside Dr.

205 mi away(252) 378-3754

124 E Jefferson St

212 mi away(252) 534-8081

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If State Employees' Credit Union isn't the right fit

To borrow from State Employees' Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving North Carolina. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.