State Employees' Credit Union800 Roxboro Rd, Oxford, NC

Oxford, NC
(919) 690-0556
NCUA Insured

About State Employees'

This branch of State Employees' is located at 800 Roxboro Rd in Oxford, North Carolina, and can be reached at (919) 690-0556. State Employees' is a federally insured financial cooperative serving the Oxford, North Carolina community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Oxford or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Oxford area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

Location & Branch Hours

Visit Branch

800 Roxboro Rd

Oxford, NC 27565

Lobby Hours
Open

Today: 12am-11:59pm

Sunday12:00 AM - 11:59 PM
Monday12:00 AM - 11:59 PM
Tuesday12:00 AM - 11:59 PM
Wednesday12:00 AM - 11:59 PM
Thursday12:00 AM - 11:59 PM
Friday12:00 AM - 11:59 PM
Saturday12:00 AM - 11:59 PM

Inferred from 38/50 locations with same hours

Need Funds Before You Join?

How to Join

Membership at State Employees' is typically open to individuals who live, work, worship, or attend school in Oxford and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (919) 690-0556 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, State Employees' typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is State Employees' federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Oxford, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other State Employees' Locations

50 additional branches in 1 state

North CarolinaCurrent State

50 locations

411 Central Ave

15 mi away(919) 575-4581

110 S Elliott Rd

36 mi away(919) 962-1111

1010 S Hamilton Rd

37 mi away(919) 962-6524

9101 Chapel Hill Rd

38 mi away(919) 465-4616

310 Pittsboro St

38 mi away(919) 962-6551

531 Walnut St

39 mi away(919) 467-5581

100 Nc 54

39 mi away(919) 967-0833

2700 Macedonia Rd

40 mi away(919) 325-1257

173 N Chatham Pkwy

42 mi away(919) 932-7232

1065 Vision Dr

42 mi away(919) 363-8728

2623 Alamance Rd

51 mi away(336) 570-2565

1176 Saint Marks Church Rd

53 mi away(336) 538-4734

1305 N Raleigh St

56 mi away(919) 275-3376

168 Annette Dr

56 mi away(919) 934-7878

925 Dogeye Rd

64 mi away(919) 207-3812

1036 S Park St

80 mi away(336) 629-7020

10305 N Main St

81 mi away(336) 434-2015

160 Savannah Garden Dr

82 mi away(910) 947-3021

184 Yadkin Valley Rd

104 mi away(336) 998-9800

1600 Nc 24 27 Byp W

114 mi away(704) 983-2850

1995 S US 29 Hwy

123 mi away(704) 856-3515

Credit Unions Near Me in Other North Carolina Cities

Looking for credit unions near me in other North Carolina cities? Browse credit unions in nearby locations:

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If State Employees' Credit Union isn't the right fit

To borrow from State Employees' Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving North Carolina. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.