State Employees' Credit Union64 Nigel Rd, Lumberton, NC

Lumberton, NC
(910) 608-3400
NCUA Insured

About State Employees'

This branch of State Employees' is located at 64 Nigel Rd in Lumberton, North Carolina, and can be reached at (910) 608-3400. State Employees' is a federally insured financial cooperative serving the Lumberton, North Carolina community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Lumberton or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Lumberton area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

Location & Branch Hours

Visit Branch

64 Nigel Rd

Lumberton, NC 28360

Lobby Hours
Open

Today: 12am-11:59pm

Sunday12:00 AM - 11:59 PM
Monday12:00 AM - 11:59 PM
Tuesday12:00 AM - 11:59 PM
Wednesday12:00 AM - 11:59 PM
Thursday12:00 AM - 11:59 PM
Friday12:00 AM - 11:59 PM
Saturday12:00 AM - 11:59 PM

Inferred from 38/50 locations with same hours

Need Funds Before You Join?

How to Join

Membership at State Employees' is typically open to individuals who live, work, worship, or attend school in Lumberton and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (910) 608-3400 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, State Employees' typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is State Employees' federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Lumberton, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other State Employees' Locations

50 additional branches in 1 state

North CarolinaCurrent State

50 locations

160 Savannah Garden Dr

52 mi away(910) 947-3021

925 Dogeye Rd

61 mi away(919) 207-3812

1305 N Raleigh St

65 mi away(919) 275-3376

168 Annette Dr

68 mi away(919) 934-7878

1065 Vision Dr

78 mi away(919) 363-8728

2700 Macedonia Rd

80 mi away(919) 325-1257

531 Walnut St

81 mi away(919) 467-5581

1600 Nc 24 27 Byp W

82 mi away(704) 983-2850

9101 Chapel Hill Rd

82 mi away(919) 465-4616

173 N Chatham Pkwy

85 mi away(919) 932-7232

1036 S Park St

85 mi away(336) 629-7020

1010 S Hamilton Rd

88 mi away(919) 962-6524

310 Pittsboro St

88 mi away(919) 962-6551

100 Nc 54

89 mi away(919) 967-0833

110 S Elliott Rd

90 mi away(919) 962-1111

10305 N Main St

102 mi away(336) 434-2015

2623 Alamance Rd

102 mi away(336) 570-2565

1176 Saint Marks Church Rd

103 mi away(336) 538-4734

411 Central Ave

106 mi away(919) 575-4581

1995 S US 29 Hwy

107 mi away(704) 856-3515

184 Yadkin Valley Rd

123 mi away(336) 998-9800

Credit Unions Near Me in Other North Carolina Cities

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If State Employees' Credit Union isn't the right fit

To borrow from State Employees' Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving North Carolina. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.