State Employees' Credit Union2312 COLDWATER RIDGE DR, KANNAPOLIS, NC

KANNAPOLIS, NC
(704) 720-9046
NCUA Insured

About State Employees'

This branch of State Employees' is located at 2312 COLDWATER RIDGE DR in KANNAPOLIS, North Carolina, and can be reached at (704) 720-9046. State Employees' is a federally insured financial cooperative serving the KANNAPOLIS, North Carolina community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in KANNAPOLIS or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the KANNAPOLIS area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

Location & Branch Hours

Visit Branch

2312 COLDWATER RIDGE DR

KANNAPOLIS, NC 28083

Lobby Hours
Open

Today: 12am-11:59pm

Sunday12:00 AM - 11:59 PM
Monday12:00 AM - 11:59 PM
Tuesday12:00 AM - 11:59 PM
Wednesday12:00 AM - 11:59 PM
Thursday12:00 AM - 11:59 PM
Friday12:00 AM - 11:59 PM
Saturday12:00 AM - 11:59 PM

Inferred from 38/50 locations with same hours

Need Funds Before You Join?

How to Join

Membership at State Employees' is typically open to individuals who live, work, worship, or attend school in KANNAPOLIS and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (704) 720-9046 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, State Employees' typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is State Employees' federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of KANNAPOLIS, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other State Employees' Locations

159 additional branches in 1 state

North CarolinaCurrent State

159 locations

60 RAIFORD DR NW

5.3 mi away(704) 788-3444

1995 S US 29 HWY

5.6 mi away(704) 856-3515

5130 POPLAR TENT RD

5.6 mi away(704) 788-4174

5555 NC HIGHWAY 49 S

10 mi away(704) 455-3104

970 N SALISBURY GQ AVE

14 mi away(704) 209-5538

1030 MOORESVILLE RD

14 mi away(704) 633-7005

11605 REDBRIDGE BLVD

16 mi away(704) 269-3339

1600 NC 24 27 BYP W

22 mi away(704) 983-2850

1235 YADKINVILLE RD

31 mi away(336) 751-3201

404 PIEDMONT DR

32 mi away(336) 243-2326

184 YADKIN VALLEY RD

38 mi away(336) 998-9800

1058 ALBEMARLE RD

39 mi away(910) 572-9021

1700 LIBERTY DR

40 mi away(336) 476-2977

1025 S PEACE HAVEN RD

41 mi away(336) 778-2506

3389 SIDES BRANCH RD

43 mi away(336) 771-1530

2250 SILAS CREEK PKWY

45 mi away(336) 773-0016

210 N PARK RD

46 mi away(704) 695-1171

1638 WESTCHESTER DR

46 mi away(336) 884-5622

1036 S PARK ST

46 mi away(336) 629-7020

10305 N MAIN ST

47 mi away(336) 434-2015

233 N LEE AVE

47 mi away(336) 679-2727

134 S STRATFORD RD

47 mi away(336) 722-9292

2924 WAUGHTOWN ST

48 mi away(336) 722-2543

318 W ACADEMY ST

50 mi away(336) 495-1325

4985 UNIVERSITY PKWY

51 mi away(336) 767-4320

130 CENTURY PLACE BLVD

52 mi away(336) 993-7884

789 STAFFORD CENTER DR

52 mi away(336) 992-1133

3850 JOHN GORDON LN

53 mi away(336) 812-3600

6017 W GATE CITY BLVD

53 mi away(336) 454-4201

615 Millwood School Rd

54 mi away(336) 289-4594

205 INGRAM DR

56 mi away(336) 985-0530

2600 S HOLDEN RD

57 mi away(336) 315-2113

200 MUIRS CHAPEL RD

58 mi away(336) 547-9095

100 E ELMSLEY ST

58 mi away(336) 378-2740

1201 NEW GARDEN RD

59 mi away(336) 834-8080

2047 OAK RIDGE RD

59 mi away(336) 643-1633

114 W FRANKLIN ST

59 mi away(910) 895-9066

1030 W MARKET ST

61 mi away(336) 379-8602

405 N MURROW BLVD

62 mi away(336) 273-7400

4014 BATTLEGROUND AVE

62 mi away(336) 288-4130

940 W HAMLET AVE

64 mi away(910) 557-4200

508 N GREENSBORO ST

64 mi away(336) 622-4828

211 PISGAH CHURCH RD

64 mi away(336) 282-2301

1131 N GLENN AVE

65 mi away(919) 742-7644

160 SAVANNAH GARDEN DR

67 mi away(910) 947-3021

6501 INTERSTATE DR

69 mi away(336) 449-7767

474 PINEHURST AVE

69 mi away(910) 692-4013

654 CHIEF MARTIN ST

73 mi away(336) 548-7410

1176 SAINT MARKS CHURCH RD

74 mi away(336) 538-4734

2623 ALAMANCE RD

75 mi away(336) 570-2565

1002 SPRING LN

78 mi away(919) 774-8851

1601 FREEWAY DR

79 mi away(336) 349-5861

1764 BRAGG ST

81 mi away(919) 895-3700

35 INDUSTRIAL PARK DR

82 mi away(919) 542-0444

1900 S NC HIGHWAY 119

83 mi away(919) 304-2777

1108 FAYETTEVILLE RD

84 mi away(910) 875-4100

1004 S VAN BUREN RD

84 mi away(336) 623-4701

173 N CHATHAM PKWY

89 mi away(919) 932-7232

310 PITTSBORO ST

91 mi away(919) 962-6551

2313 OLD NC HIGHWAY 86

93 mi away(919) 732-0715

1010 S HAMILTON RD

93 mi away(919) 962-6524

110 S ELLIOTT RD

93 mi away(919) 962-1111

980 NC HIGHWAY 86 N

94 mi away(336) 694-1520

1000 US HIGHWAY 70 E

95 mi away(919) 732-5151

921 W 3RD ST

95 mi away(910) 521-8881

4065 SYCAMORE DAIRY RD

96 mi away(910) 483-8900

4055 DURHAM CHAPEL HILL BLVD

98 mi away(919) 682-0622

1065 VISION DR

98 mi away(919) 363-8728

3120 N MAIN ST

98 mi away(910) 423-3826

651 EXECUTIVE PL

99 mi away(910) 483-6124

100 GREEN OAKS PKWY

99 mi away(919) 552-0959

124 MCARTHUR RD

99 mi away(910) 488-1919

2421 E NC HIGHWAY 54

100 mi away(919) 806-0903

411 PINE STATE ST

101 mi away(910) 814-0622

9900 Fayetteville Rd

101 mi away(919) 762-3773

504 S DUKE ST

101 mi away(919) 682-9602

3872 GUESS RD

102 mi away(919) 477-3634

1131 SLATER RD

102 mi away(919) 941-9120

404 OLD HONEYCUTT RD

102 mi away(919) 552-1776

3810 BEN FRANKLIN BLVD

103 mi away(919) 471-1765

9101 CHAPEL HILL RD

103 mi away(919) 465-4616

64 NIGEL RD

104 mi away(910) 608-3400

1305 N RALEIGH ST

104 mi away(919) 275-3376

531 WALNUT ST

105 mi away(919) 467-5581

2700 MACEDONIA RD

106 mi away(919) 325-1257

4840 FAYETTEVILLE RD

106 mi away(910) 739-8121

7800 T.W. ALEXANDER DRIVE

106 mi away(984) 250-3223

108 OLIVE BRANCH RD

107 mi away(919) 596-0290

2401 BLUE RIDGE RD

109 mi away(919) 781-7007

6408 HILBURN DR

109 mi away(919) 510-7886

560 CENTENNIAL PKWY

110 mi away(919) 839-5360

2802 HILLSBOROUGH ST

110 mi away(919) 839-5381

220 LONG AVE

110 mi away(336) 599-6900

2101 CLARK AVE

111 mi away(919) 839-5472

200 TILGHMAN DR

111 mi away(910) 892-0434

801 HILLSBOROUGH ST

111 mi away(919) 839-5012

3300 HAMMOND RD

111 mi away(919) 773-8915

2302 BRIDGEPORT DR

111 mi away(919) 846-1074

1000 VANDORA SPRINGS RD

112 mi away(919) 779-6712
State Employees' Credit Union in Raleigh, NCMain OfficeOpen

119 N Salisbury St

112 mi away(919) 839-5000

119 N SALISBURY ST

112 mi away(919) 839-5300

123 NEW BERN PL

112 mi away(919) 839-5350

411 CENTRAL AVE

112 mi away(919) 575-4581

1010 NEW BERN AVE

113 mi away(919) 839-5370

3705 COMPUTER DR

113 mi away(919) 784-8054

1473 BENSON RD

113 mi away(919) 329-6215

8551 COLONNADE CENTER DR

113 mi away(919) 841-4194

1621 PACIFIC DR

114 mi away(919) 876-7444

28 OXHOLM CIR

114 mi away(919) 662-1901

168 ANNETTE DR

115 mi away(919) 934-7878

925 DOGEYE RD

115 mi away(919) 207-3812

4050 POOLE RD

115 mi away(919) 212-0112

4262 LOUISBURG RD

116 mi away(919) 790-9091

1595 CORPORATION PKWY

116 mi away(919) 231-1601

6400 TOWN CENTER DR

117 mi away(919) 871-0450

7725 Midtown Market Ave

118 mi away(919) 326-5721

12700 SPRUCE TREE WAY

118 mi away(919) 562-0506

809 N SMITHFIELD RD

120 mi away(919) 266-6213

512 REGENCY PARK DR

120 mi away(919) 553-2400

1116 JENKINS RD

121 mi away(919) 562-7222

37 BRIARCLIFF DR

123 mi away(919) 763-3267

5801 ROGERS RD

123 mi away(919) 570-1036

800 ROXBORO RD

126 mi away(919) 690-0556

605 WENDELL RD

126 mi away(919) 365-3347

502 N BRIGHTLEAF BLVD

127 mi away(919) 934-1151

401 M. DURWOOD STEPHENSON PKWY

127 mi away(919) 934-1508

1201 N ARENDELL AVE

130 mi away(919) 269-5477

221 NORTH BLVD

131 mi away(910) 592-6103

1795 GRAHAM AVE

134 mi away(252) 492-0168

28 BURKE BLVD

135 mi away(919) 496-5447

1301 W ASH ST

145 mi away(919) 735-9161

2811 WAYNE MEMORIAL DR

149 mi away(919) 734-1238

3004 NC HIGHWAY 42 W

149 mi away(252) 291-4847

3101 CASHWELL DR

149 mi away(919) 759-3161

4501 NASH ST NW

150 mi away(252) 237-2127

670 W RIDGEWAY ST

150 mi away(252) 257-6267

188 MAGNOLIA EXT

152 mi away(910) 296-0308

3990 WARD BLVD

152 mi away(252) 243-3929

1201 EASTERN AVE

153 mi away(252) 459-9665

3357 SUNSET AVE

158 mi away(252) 443-7021

2550 BENVENUE RD

159 mi away(252) 985-0311

805 N FAIRVIEW RD

161 mi away(252) 212-3310

601 GREGORY AVE

165 mi away(252) 747-7000

2216 W VERNON AVE

168 mi away(252) 522-1717

210 AIRPORT RD

170 mi away(252) 522-2121

600 WESTERN BLVD

173 mi away(252) 823-8850

161 OLD FARM RD S

178 mi away(252) 537-0019

135 DAVENPORT FARM RD

179 mi away(252) 756-8876

2211 HEMBY LN

180 mi away(252) 757-3345

300 W 1ST ST

181 mi away(252) 758-5547

2296 CHARLES BLVD

182 mi away(252) 353-1177

1305 PARKSIDE DR.

185 mi away(252) 378-3754

124 E JEFFERSON ST

189 mi away(888) 732-8562

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If State Employees' Credit Union isn't the right fit

To borrow from State Employees' Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving North Carolina. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.