Desert Financial Credit Union40950 N Ironwood Dr, Queen Creek, AZ

Queen Creek, AZ
(602) 433-7000
NCUA Insured

About Desert Financial

This branch of Desert Financial is located at 40950 N Ironwood Dr in Queen Creek, Arizona, and can be reached at (602) 433-7000. Desert Financial is a federally insured financial cooperative serving the Queen Creek, Arizona community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Queen Creek or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Queen Creek area.

Key Member Benefits

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

Location & Branch Hours

Visit Branch

40950 N Ironwood Dr

Queen Creek, AZ 85140-8915

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-6pm

SundayClosed
Monday9:00 AM - 6:00 PM
Tuesday9:00 AM - 6:00 PM
Wednesday9:00 AM - 6:00 PM
Thursday9:00 AM - 6:00 PM
Friday9:00 AM - 6:00 PM
Saturday9:00 AM - 1:00 PM

Inferred from 11/19 locations with same hours

Need Funds Before You Join?

How to Join

Membership at Desert Financial is typically open to individuals who live, work, worship, or attend school in Queen Creek and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (602) 433-7000 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Desert Financial typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Desert Financial federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Queen Creek, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Desert Financial Locations

49 additional branches in 1 state

ArizonaCurrent State

49 locations
Desert Financial Credit Union in Queen Creek, AZClosed

20062 S Ellsworth Rd, Ste 101

4.3 mi away(602) 433-7000

1725 W Hunt Hwy

5.2 mi away(602) 433-7000
Desert Financial Credit Union in Mesa, AZClosed

4316 S Signal Butte Rd

6.3 mi away(602) 433-7000
Desert Financial Credit Union in Gilbert, AZClosed

5238 S Power Rd

8.7 mi away(602) 433-7000
Desert Financial Credit Union in Mesa, AZClosed

1606 S Signal Butte Rd

9.5 mi away(602) 335-4620
Desert Financial Credit Union in Gilbert, AZClosed

2925 S Market Street

11 mi away(602) 433-7000

150 E Old West Hwy

11 mi away(602) 335-5870
Desert Financial Credit Union in Mesa, AZClosed

6131 E Southern Ave

13 mi away(602) 335-4000
Desert Financial Credit Union in Chandler, AZClosed

2750 E Germann Rd

13 mi away(602) 433-7000
Desert Financial Credit Union in Mesa, AZClosed

4330 E Southern Ave

14 mi away(602) 335-8043
Desert Financial Credit Union in Chandler, AZClosed

985 E Riggs Rd

15 mi away(602) 433-7000
Desert Financial Credit Union in Gilbert, AZClosed

1525 N Gilbert Rd Ste 110

16 mi away(602) 433-7000
Desert Financial Credit Union in Mesa, AZClosed

4405 E McKellips Rd Ste 101

17 mi away(602) 433-7000
Desert Financial Credit Union in Chandler, AZClosed

4970 S Alma School Rd

17 mi away(602) 433-7000
Desert Financial Credit Union in Chandler, AZClosed

1949 W Ray Rd Ste 34

19 mi away(602) 433-7000
Desert Financial Credit Union in Mesa, AZClosed

2355 S Alma School Rd

19 mi away(602) 433-7000
Desert Financial Credit Union in Mesa, AZClosed

1262 N Stapley Dr

19 mi away(602) 433-7000
Desert Financial Credit Union in Tempe, AZClosed

1245 E Broadway Rd

23 mi away(602) 433-7000
Desert Financial Credit Union in Tempe, AZClosed

1290 S Normal Ave

24 mi away(602) 433-7000
Desert Financial Credit Union in Phoenix, AZClosed

4940 E Ray Rd Ste 11

24 mi away(602) 433-7000
Desert Financial Credit Union in Phoenix, AZClosed

3230 E Baseline Rd

27 mi away(602) 433-7000
Desert Financial Credit Union in Phoenix, AZMain OfficeClosed

148 N 48th St

28 mi away(602) 433-7000
Desert Financial Credit Union in Scottsdale, AZClosed

8220 E Via Paseo Del Norte

28 mi away(602) 335-2600
Desert Financial Credit Union in Phoenix, AZClosed

2500 N 44th St

29 mi away(602) 433-7000
Desert Financial Credit Union in Maricopa, AZClosed

20797 N John Wayne Pkwy

31 mi away(602) 433-7000
Desert Financial Credit Union in Scottsdale, AZClosed

15505 N Hayden Rd

32 mi away(602) 433-7000
Desert Financial Credit Union in Phoenix, AZClosed

411 N Central Ave Ste 140

33 mi away(602) 433-7000
Desert Financial Credit Union in Phoenix, AZClosed

13015 N Tatum Blvd

34 mi away(602) 433-7000
Desert Financial Credit Union in Phoenix, AZClosed

5555 N 7th St Ste 140

34 mi away(602) 433-7000
Desert Financial Credit Union in Laveen, AZClosed

5140 W Baseline Rd

36 mi away(602) 433-7000
Desert Financial Credit Union in Phoenix, AZClosed

3423 E Bell Rd

37 mi away(602) 433-7000
Desert Financial Credit Union in Phoenix, AZClosed

6633 N Black Canyon Hwy

37 mi away(602) 433-7000
Desert Financial Credit Union in Phoenix, AZClosed

406 E Thunderbird Rd

38 mi away(602) 433-7000
Desert Financial Credit Union in Phoenix, AZClosed

5250 W Indian School Rd

39 mi away(602) 433-7000
Desert Financial Credit Union in Phoenix, AZClosed

826 E Union Hills Dr Bldg E

40 mi away(602) 433-7000
Desert Financial Credit Union in Phoenix, AZClosed

7515 W Encanto Blvd Ste 1

41 mi away(602) 433-7000
Desert Financial Credit Union in Glendale, AZClosed

5690 W Thunderbird Rd

44 mi away(602) 433-7000
Desert Financial Credit Union in Phoenix, AZClosed

2501 W Happy Valley Rd Ste 34

45 mi away(602) 433-7000
Desert Financial Credit Union in Glendale, AZClosed

17445 N 79th Ave

47 mi away(602) 433-7000
Desert Financial Credit Union in Goodyear, AZClosed

13200 W McDowell Rd

47 mi away(602) 433-7000
Desert Financial Credit Union in Sun City, AZClosed

10725 Grand Ave

48 mi away(602) 335-3200
Desert Financial Credit Union in Peoria, AZClosed

21655 N Lake Pleasant Pkwy

51 mi away(602) 335-4440
Desert Financial Credit Union in Surprise, AZClosed

13770 W Bell Rd

53 mi away(602) 335-4050
Desert Financial Credit Union in Surprise, AZClosed

15215 N Cotton Ln

56 mi away(602) 433-7000
Desert Financial Credit Union in Buckeye, AZClosed

1060 S Watson Rd

59 mi away(602) 335-5770
Desert Financial Credit Union in Payson, AZClosed

300 N Beeline Hwy

70 mi away(602) 433-7000

3100 N Glassford Hill Rd

103 mi away(602) 433-7000
Desert Financial Credit Union in Prescott, AZClosed

3179 Lakeview Plaza Lane

106 mi away(602) 433-7000
Desert Financial Credit Union in Flagstaff, AZClosed

Cypress Flagstaff Mall 4620 N US Highway 89 Ste 2

136 mi away(602) 433-7000

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If Desert Financial Credit Union isn't the right fit

To borrow from Desert Financial Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Arizona. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.