Glendale, AZ Credit Unions Near Me: Personal Loans & Payday Alternatives

Looking for credit unions near you in Glendale? As of June 2026, there are 24 credit unions serving Glendale residents with personal loans, payday alternative loans (PALs), and low-rate financing.

Glendale credit unions offer lower fees, better loan rates, and personalized service compared to traditional banks. Compare payday alternatives, auto loans, mortgages, and free checking, all federally insured by the NCUA up to $250,000.

Can't join a local credit union right now? You can still compare online personal loans and installment loans, including options for bad credit and fair credit that can fund as soon as the next business day.

Quick Facts: Credit Unions Near You in Glendale (Q2 2026)

24
Local Credit Unions
2
Offer Payday Alternatives
13
Has Credit Builder Loans
~8.99%
Est. Starting APR

June 2026: Summer Savings

Planning summer travel? A credit union personal loan in Glendale beats putting it on a high-interest credit card.

Glendale Credit Unions Directory - Find Locations Near You

5811 W Talavi Blvd

Glendale, AZ 85306

Credit BuilderBilingual ServicesFinancial Counseling

10150 W Desert River Blvd

Glendale, AZ 85305

Credit BuilderBilingual ServicesFinancial Counseling

5323 N 99th Ave Ste 220

Glendale, AZ 85305-2224

Payday Alternative LoansCredit Builder

20250 N 59th Ave Ste B103

Glendale, AZ 85308-6849

Credit BuilderBilingual ServicesFinancial Counseling

19019 N 59th Ave

Glendale, AZ 85308

Credit BuilderBilingual ServicesFinancial Counseling

18301 N 79th Ave Bldg A-100

Glendale, AZ 85308

Credit BuilderBilingual ServicesFinancial Counseling

6901 W Bell Rd

GLENDALE, AZ 85308

Bilingual ServicesFinancial Counseling

5552 W GLENDALE AVE

GLENDALE, AZ 85301

Bilingual ServicesFinancial Counseling

5485 W Northern Ave

Glendale, AZ 85301-1430

Credit BuilderBilingual ServicesFinancial Counseling

5757 W Thunderbird Rd Ste E155

Glendale, AZ 85306

Bilingual Services

18559 N 59th Ave

Glendale, AZ 85308

Bilingual ServicesFinancial Counseling

20155 N 67th Ave

Glendale, AZ 85308

Credit BuilderBilingual ServicesFinancial Counseling

13708 W Glendale Ave

Glendale, AZ 85307-2009

Credit BuilderBilingual ServicesFinancial Counseling

10150 W Desert River Blvd

Glendale, AZ 85307

Credit BuilderBilingual ServicesFinancial Counseling

17445 N 79th Ave

Glendale, AZ 85308

Bilingual Services

5690 W Thunderbird Rd

Glendale, AZ 85306

Bilingual Services

5770 W Thunderbird Rd

Glendale, AZ 85306

Credit BuilderBilingual ServicesFinancial Counseling

5505 W Bell Rd

Glendale, AZ 85308

Credit BuilderFinancial Counseling

5910 W Northern Ave

Glendale, AZ 85301

Payday Alternative LoansCredit BuilderBilingual ServicesFinancial Counseling

9494 W Northern Ave Ste 107

Glendale, AZ 85305

Financial Counseling

8285 W Union Hills Dr Ste 106

GLENDALE, AZ 85308

Bilingual ServicesFinancial Counseling

4701 W Thunderbird Rd.

GLENDALE, AZ 85306

Bilingual ServicesFinancial Counseling

4961 W Bell Rd Ste B6

Glendale, AZ 85308-3451

4482 W Peoria Ave

Glendale, AZ 85302-2028

Financial Counseling

Glendale Credit Union Services at a Glance

24 credit unions serve Glendale residents. 2 offer Payday Alternative Loans (PALs). 13 offer credit builder programs. 19 provide financial counseling. As member-owned institutions, they typically offer lower rates than traditional banks.

Personal Loans

Unsecured loans with APRs typically between 8-18%, far lower than payday lenders. Options for debt consolidation available.

Auto Loans

Typically 1-2% lower than bank rates for new and used vehicles. Refinancing options available.

Savings & CDs

NCUA-insured accounts up to $250,000. Share certificates often offer higher APY than bank CDs.

Note: Rates vary by credit union and change frequently. Contact individual credit unions for current rates.

Payday Loan Alternatives in Glendale, AZ

If you need quick cash in Glendale, credit unions offer much safer alternatives to payday loans with significantly lower rates and better terms.

Payday Alternative Loans (PALs)

Many Glendale credit unions offer PALs, which are small-dollar loans from $200-$2,000 with APRs capped at 28% (vs 300-400% for payday loans).

  • • PALs I: $200-$1,000, 1-6 month terms
  • • PALs II: Up to $2,000, up to 12 months

Credit Builder Loans

Build or rebuild your credit score with credit builder loans offered by Glendale credit unions. Payments are reported to credit bureaus.

  • • Improve credit score over time
  • • Low-risk way to establish credit

Why Choose a Credit Union in Glendale?

Lower Rates & Fees

Credit unions in Glendale typically offer lower interest rates on loans and higher rates on savings compared to banks. As not-for-profit institutions, they return earnings to members.

Local Community Focus

Glendale credit unions reinvest in the local community and often provide more personalized service than large national banks.

NCUA Insured

Your deposits are federally insured up to $250,000 by the National Credit Union Administration, the same protection as FDIC insurance.

Payday Loan Alternatives

Many credit unions offer Payday Alternative Loans (PALs) with much lower rates than traditional payday lenders, typically capped at 28% APR.

How to Find Credit Unions Near Me in Glendale

Searching for "credit unions near me" in Glendale, AZ? You've found the right place. This page lists all 24 credit unions serving Glendale residents with locations, hours, and services.

Why Search "Credit Unions Near Me"?

  • • Lower loan rates than payday lenders (8-18% vs 300%+ APR)
  • • Higher savings rates than big banks
  • • Personalized service from local staff
  • • NCUA insurance protects your deposits

What Glendale Credit Unions Offer

  • • Payday loan alternatives (PALs) up to $2,000
  • • Personal loans for debt consolidation
  • • Auto loans with competitive rates
  • • Free checking and mobile banking

Unlike payday lenders, credit unions in Glendale are member-owned and not-for-profit, meaning better rates for you. Many accept members who live, work, or worship in Arizona.

More Credit Unions Near You in Arizona

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Frequently Asked Questions about Glendale Credit Unions

How many credit unions are there in Glendale?

There are currently 24 credit union locations serving the Glendale, Arizona area. Most are full-service branches offering checking, savings, and loans.

Can anyone join a credit union in Glendale?

Most credit unions have "field of membership" requirements. However, many Glendale credit unions are community-based, meaning if you live, work, worship, or attend school in Glendale or AZ, you are likely eligible to join.

What are Payday Alternative Loans (PALs)?

PALs are small-dollar loans offered by federal credit unions as a safer alternative to predatory payday loans.2 credit unions in Glendale offer these loans.Application fees are capped at $20, and interest rates cannot exceed 28%.

Are my deposits safe in a Glendale credit union?

Yes. Just like the FDIC insures banks, the National Credit Union Administration (NCUA) federally insures credit union deposits up to $250,000. All credit unions listed on this page are NCUA insured.

About This Page

This page lists all 24 credit unions in Glendale, Arizona. Data is sourced from the NCUA and verified against credit union websites. This page is automatically refreshed to reflect current credit union availability, services, and contact information.

Data Verified: June 2, 2026
Credit Unions Listed: 24