1st Community Credit Union1410 W City Highway 16, West Salem, WI

West Salem, WI
(608) 786-2420
NCUA Insured

About 1st Community

This branch of 1st Community is located at 1410 W City Highway 16 in West Salem, Wisconsin, and can be reached at (608) 786-2420. 1st Community is a federally insured financial cooperative serving the West Salem, Wisconsin community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in West Salem or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the West Salem area.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

  • In-School Branch

    Partnerships with local schools to provide on-site banking and financial literacy for students.

Location & Branch Hours

Visit Branch

1410 W City Highway 16

West Salem, WI 54669-1936

Need Funds Before You Join?

How to Join

Membership at 1st Community is typically open to individuals who live, work, worship, or attend school in West Salem and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (608) 786-2420 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, 1st Community typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is 1st Community federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of West Salem, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other 1st Community Locations

15 additional branches in 2 states

WisconsinCurrent State

2 locations

Texas

13 locations
1st Community Credit Union in Ballinger, TXClosed

121 N 8th St

968 mi away(325) 365-2105
1st Community Credit Union in San Angelo, TXClosed

3348 Pulliam St

996 mi away(325) 653-1465
1st Community Credit Union in San Angelo, TXClosed

620 W 29th St

997 mi away(325) 653-1465

282 Kearney Blvd Bldg 222 Goodfellow Afb, Tx 76908

999 mi away(325) 653-1465

282 Kearney Blvd Bldg 3218

999 mi away(325) 653-1465

282 Kearney Blvd Bldg 723 Goodfellow Afb, Tx 76908

999 mi away(325) 653-1465
1st Community Credit Union in San Angelo, TXClosed

3501 Knickerbocker Rd

1002 mi away(325) 653-1465
1st Community Credit Union in San Angelo, TXClosed

4141 College Hills Blvd

1002 mi away(325) 653-1465
1st Community Credit Union in San Angelo, TXMain OfficeClosed

3505 Wildewood Dr

1002 mi away(325) 653-1465
1st Community Credit Union in Eldorado, TXClosed

107 S Divide St 107 South Divide St.

1039 mi away(325) 853-2538

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If 1st Community Credit Union isn't the right fit

To borrow from 1st Community Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Wisconsin. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.