Unitedone Credit Union1117 S 10th St, Manitowoc, WI · Main Office

Manitowoc, WI
(920) 684-0361
NCUA Insured

About Unitedone

This main office of Unitedone is located at 1117 S 10th St in Manitowoc, Wisconsin, and can be reached at (920) 684-0361. Unitedone is a federally insured financial cooperative serving the Manitowoc, Wisconsin community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Manitowoc or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Manitowoc area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

  • In-School Branch

    Partnerships with local schools to provide on-site banking and financial literacy for students.

Location & Branch Hours

Visit Branch

1117 S 10th St

Manitowoc, WI 54220-5211

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-5pm

SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
Drive-Thru Hours
ATM Hours

24/7

Drive-Thru Personal Teller Machines (PTMs) with LIVE Video Teller functionality

Holiday Hours

Christmas Eve(December 24, 2025)Close at 12:00 PM
Christmas(December 25, 2025)Closed
New Year's Eve(December 31, 2025)Close at 12:00 PM
New Year's Day(January 1, 2026)Closed
Martin Luther King Jr. Day(January 19, 2026)Closed

Need Funds Before You Join?

How to Join

Membership at Unitedone is typically open to individuals who live, work, worship, or attend school in Manitowoc and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (920) 684-0361 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Unitedone typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Unitedone federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Manitowoc, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Unitedone Locations

6 additional branches in 1 state

WisconsinCurrent State

6 locations
Unitedone Credit Union in Manitowoc, WIClosed

4115 Calumet Ave

2.0 mi away(920) 684-0361
Unitedone Credit Union in Sheboygan, WIClosed

2122 Superior Ave

23 mi away(920) 451-8222
Unitedone Credit Union in Sheboygan, WIClosed

733 N 8th St

23 mi away(920) 451-8222
Unitedone Credit Union in Sheboygan, WIClosed

3509 Washington Avenue S Frontage Rd S. Frontage Road

26 mi away(920) 451-8222

Credit Unions Near Me in Other Wisconsin Cities

Looking for credit unions near me in other Wisconsin cities? Browse credit unions in nearby locations:

View all credit unions in Wisconsin

If Unitedone Credit Union isn't the right fit

To borrow from Unitedone Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Wisconsin. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.