Teachers Credit Union2315 Prairie Ave, Beloit, WI · Main Office

Beloit, WI
(608) 362-8983
NCUA Insured

About Teachers

This main office of Teachers is located at 2315 Prairie Ave in Beloit, Wisconsin, and can be reached at (608) 362-8983. Teachers is a federally insured financial cooperative serving the Beloit, Wisconsin community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Beloit or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Beloit area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

2315 Prairie Ave

Beloit, WI 53511-2623

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-5:30pm

SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:30 PM
SaturdayClosed
Drive-Thru Hours

Toll Free: 1-888-WE-GO-TCU, Text Messaging: (608) 362-8983. For lost/stolen Mastercard call 1-800-808-7230. For lost/stolen Shazam VISA Check Card call 1-800-383-8000.

Holiday Hours

New Year's Day(January 1st, 2026)Closed
Martin Luther King Day(January 20th, 2025)Closed
Presidents Day(February 17th, 2025)Closed
Good Friday(April 18th, 2025)Closed at Noon
Memorial Day(May 26th, 2025)Closed

Need Funds Before You Join?

How to Join

Membership at Teachers is typically open to individuals who live, work, worship, or attend school in Beloit and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (608) 362-8983 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Teachers typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Frequently Asked Questions

Is Teachers federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Beloit, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Credit Unions Near Me in Other Wisconsin Cities

Looking for credit unions near me in other Wisconsin cities? Browse credit unions in nearby locations:

View all credit unions in Wisconsin

If Teachers Credit Union isn't the right fit

To borrow from Teachers Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Wisconsin. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.