Summit Credit Union871 Commerce Ave, Baraboo, WI

Baraboo, WI
(608) 243-5000
NCUA Insured

About Summit

This branch of Summit is located at 871 Commerce Ave in Baraboo, Wisconsin, and can be reached at (608) 243-5000. Summit is a federally insured financial cooperative serving the Baraboo, Wisconsin community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Baraboo or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Baraboo area.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

  • In-School Branch

    Partnerships with local schools to provide on-site banking and financial literacy for students.

Location & Branch Hours

Visit Branch

871 Commerce Ave

Baraboo, WI 53913

Need Funds Before You Join?

How to Join

Membership at Summit is typically open to individuals who live, work, worship, or attend school in Baraboo and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (608) 243-5000 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Summit typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Summit federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Baraboo, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Summit Locations

53 additional branches in 2 states

WisconsinCurrent State

46 locations

6220 University Ave Ste 100

29 mi away(608) 243-5000

1000 Edgewood College Dr

33 mi awayUnknown

1000 Edgewood College Dr

33 mi awayUnknown

1919 Alliant Energy Center Way

35 mi awayUnknown

1919 Alliant Energy Center Way

35 mi awayUnknown

1919 Alliant Energy Center Way

35 mi awayUnknown
Summit Credit Union in Cottage Grove, WIMain OfficeOpen

1709 Landmark Dr

38 mi away(608) 243-5000

170 Crossroads Dr Ste 170

73 mi away(608) 243-5000

2106 Schofield Ave Ste 1

101 mi away(608) 243-5000

Credit Unions Near Me in Other Wisconsin Cities

Looking for credit unions near me in other Wisconsin cities? Browse credit unions in nearby locations:

View all credit unions in Wisconsin

If Summit Credit Union isn't the right fit

To borrow from Summit Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Wisconsin. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.