Star Usa Credit Union3955 Teays Valley Rd, Hurricane, WV

Hurricane, WV
(304) 757-3231
NCUA Insured

About Star Usa

This branch of Star Usa is located at 3955 Teays Valley Rd in Hurricane, West Virginia, and can be reached at (304) 757-3231. Star Usa is a federally insured financial cooperative serving the Hurricane, West Virginia community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Hurricane or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Hurricane area.

Key Member Benefits

  • Payday Alternative Loans (PALs)

    Borrow small amounts at fair, regulated rates to manage short-term cash needs without getting trapped in debt.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

3955 Teays Valley Rd

Hurricane, WV 25526-9604

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-5pm

SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
Drive-Thru Hours

Closed for lunch 1:00 PM - 2:00 PM

Holiday Hours

New Year's Day(January 1)Closed
Martin Luther King Day(January 20)Closed
Presidents Day(February 17)Closed
Memorial Day(May 26)Closed
Juneteenth(June 19)Closed

Need Funds Before You Join?

How to Join

Membership at Star Usa is typically open to individuals who live, work, worship, or attend school in Hurricane and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (304) 757-3231 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Star Usa typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Star Usa federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Hurricane, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Star Usa Locations

3 additional branches in 1 state

West VirginiaCurrent State

3 locations
Star Usa Credit Union in Charleston, WVMain OfficeClosed

1 Cantley Dr

17 mi away(304) 357-2319
Star Usa Credit Union in Beckley, WVClosed

3871 Robert C Byrd Dr

61 mi away(304) 256-7154
Star Usa Credit Union in Summersville, WVClosed

5201 Webster Rd

61 mi away(304) 883-0000

Credit Unions Near Me in Other West Virginia Cities

Looking for credit unions near me in other West Virginia cities? Browse credit unions in nearby locations:

View all credit unions in West Virginia

If Star Usa Credit Union isn't the right fit

To borrow from Star Usa Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving West Virginia. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.