Harborstone Credit Union203 Ball St, Sedro Woolley, WA

Sedro Woolley, WA
(360) 755-3496
NCUA Insured

About Harborstone

This branch of Harborstone is located at 203 Ball St in Sedro Woolley, Washington, and can be reached at (360) 755-3496. Harborstone is a federally insured financial cooperative serving the Sedro Woolley, Washington community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Sedro Woolley or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Sedro Woolley area.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

203 Ball St

Sedro Woolley, WA 98284

Need Funds Before You Join?

How to Join

Membership at Harborstone is typically open to individuals who live, work, worship, or attend school in Sedro Woolley and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (360) 755-3496 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Harborstone typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Harborstone federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Sedro Woolley, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Harborstone Locations

33 additional branches in 1 state

WashingtonCurrent State

33 locations

19122 Beardslee Blvd Ste 205

51 mi away(253) 584-2260

207 W Kent Station St Ste. 101

78 mi away(253) 584-2260

9611 Gravelly Lake Dr SW

94 mi away(253) 584-2260

Credit Unions Near Me in Other Washington Cities

Looking for credit unions near me in other Washington cities? Browse credit unions in nearby locations:

View all credit unions in Washington

If Harborstone Credit Union isn't the right fit

To borrow from Harborstone Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Washington. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.