Waterfront Credit Union6419 Fauntleroy Way SW, Seattle, WA · Main Office

Seattle, WA
(206) 622-8415
NCUA Insured

About Waterfront

This main office of Waterfront is located at 6419 Fauntleroy Way SW in Seattle, Washington, and can be reached at (206) 622-8415. Waterfront is a federally insured financial cooperative serving the Seattle, Washington community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Seattle or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Seattle area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Payday Alternative Loans (PALs)

    Borrow small amounts at fair, regulated rates to manage short-term cash needs without getting trapped in debt.

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

6419 Fauntleroy Way SW

Seattle, WA 98136

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9:30am-5:30pm

SundayClosed
Monday9:30 AM - 5:30 PM
Tuesday9:30 AM - 5:30 PM
Wednesday9:30 AM - 5:30 PM
Thursday9:30 AM - 5:30 PM
Friday9:30 AM - 5:30 PM
SaturdayClosed
ATM Hours

24/7 surcharge-free access to 30,000+ ATMs

Access to 5,000+ shared branches and 30,000 surcharge-free ATMs

Holiday Hours

Martin Luther King Jr. Day(Monday, January 20)Closed
Presidents' Day(Monday, February 17)Closed
Memorial Day(Monday, May 26)Closed
Juneteenth National Independence Day(Thursday, June 19)Closed
Independence Day(Friday, July 4)Closed

Need Funds Before You Join?

How to Join

Membership at Waterfront is typically open to individuals who live, work, worship, or attend school in Seattle and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (206) 622-8415 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Waterfront typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Waterfront federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Seattle, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Credit Unions Near Me in Other Washington Cities

Looking for credit unions near me in other Washington cities? Browse credit unions in nearby locations:

View all credit unions in Washington

If Waterfront Credit Union isn't the right fit

To borrow from Waterfront Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Washington. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.