Industrial Cu Of Whatcom County Credit Union1739 LaBounty Dr, Ferndale, WA

Ferndale, WA
(360) 734-2043
NCUA Insured

About Industrial Cu Of Whatcom County

This branch of Industrial Cu Of Whatcom County is located at 1739 LaBounty Dr in Ferndale, Washington, and can be reached at (360) 734-2043. Industrial Cu Of Whatcom County is a federally insured financial cooperative serving the Ferndale, Washington community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Ferndale or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Ferndale area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

1739 LaBounty Dr

Ferndale, WA 98248

Need Funds Before You Join?

How to Join

Membership at Industrial Cu Of Whatcom County is typically open to individuals who live, work, worship, or attend school in Ferndale and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (360) 734-2043 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Industrial Cu Of Whatcom County typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM
Shared Service Center

Frequently Asked Questions

Is Industrial Cu Of Whatcom County federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Ferndale, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Industrial Cu Of Whatcom County Locations

5 additional branches in 1 state

WashingtonCurrent State

5 locations

3233 Northwest Ave

6.1 mi away(360) 734-2043

1275 E Sunset Dr

7.3 mi away(360) 734-2043

1980 Kok Rd

7.6 mi away(360) 734-2043
Industrial Cu Of Whatcom County Credit Union in Bellingham, WAMain OfficeClosed

1100 N State St

8.1 mi away(360) 734-2043

5619 Lawrence Rd

13 mi away(360) 734-2043

Credit Unions Near Me in Other Washington Cities

Looking for credit unions near me in other Washington cities? Browse credit unions in nearby locations:

View all credit unions in Washington

If Industrial Cu Of Whatcom County Credit Union isn't the right fit

To borrow from Industrial Cu Of Whatcom County Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Washington. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.