Spokane Teachers Credit Union402 N Columbia Ave, Coulee Dam, WA

Coulee Dam, WA
(509) 326-1954
NCUA Insured

About Spokane Teachers

This branch of Spokane Teachers is located at 402 N Columbia Ave in Coulee Dam, Washington, and can be reached at (509) 326-1954. Spokane Teachers is a federally insured financial cooperative serving the Coulee Dam, Washington community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Coulee Dam or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Coulee Dam area.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

402 N Columbia Ave

Coulee Dam, WA 99116

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-5pm

SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
Drive-Thru Hours

Standard hours for all branches unless otherwise specified. Some branches have different hours.

Need Funds Before You Join?

How to Join

Membership at Spokane Teachers is typically open to individuals who live, work, worship, or attend school in Coulee Dam and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (509) 326-1954 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Spokane Teachers typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Spokane Teachers federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Coulee Dam, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Spokane Teachers Locations

30 additional branches in 1 state

WashingtonCurrent State

30 locations

290 Watson St NW

26 mi away(509) 326-1954

309 W Main St

28 mi away(509) 326-1954

106 US Highway 97

38 mi away(509) 326-1954

323 S Main St

39 mi away(509) 326-1954

84 E Delaware Ave

49 mi away(509) 326-1954

1035 N Stratford Rd Unit 1

59 mi away(509) 326-1954

621 S Main St Ste 101

64 mi away(509) 326-1954

108 E 1st Ave

65 mi away(509) 326-1954

120 S Broad St

66 mi away(509) 326-1954

10811 W State Route 2

70 mi away(509) 326-1954

8703 N Indian Trail Rd

71 mi away(509) 326-1954

2718 1st St

73 mi away(509) 326-1954

207 E Hastings Rd

74 mi away(509) 326-1954

4727 N Division St Suite 105

75 mi away(509) 326-1954

207 N Wall St

76 mi away(509) 326-1954

106 W Nora Ave

76 mi away(509) 326-1954

9 S Washington St

76 mi away(509) 326-1954

4233 S Cheney Spokane Rd

76 mi away(509) 326-1954

820 E 29th Ave

77 mi away(509) 326-1954

1335 E Main St

79 mi away(509) 326-1954

450 E Main St

79 mi away(509) 326-1954

5711 S Hailee Ln

79 mi away(509) 326-1954

9209 E Mission Ave

82 mi away(509) 326-1954

9207 E Mission Ave

82 mi away(509) 755-3730

13501 E Sprague Ave

85 mi away(509) 326-1954

13211 E 32nd Ave

85 mi away(509) 326-1954
Spokane Teachers Credit Union in Liberty Lake, WAMain OfficeClosed

1620 N Signal Dr

90 mi away(509) 326-1954

2201 N Madson Rd

90 mi away(509) 326-1954

202 W Walnut St

91 mi away(509) 447-5634

118 Bridge St

141 mi away(509) 326-1954

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If Spokane Teachers Credit Union isn't the right fit

To borrow from Spokane Teachers Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Washington. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.