North Coast Credit Union1100 Dupont St, Bellingham, WA · Main Office

Bellingham, WA
(800) 696-8830
NCUA Insured

About North Coast

This main office of North Coast is located at 1100 Dupont St in Bellingham, Washington, and can be reached at (800) 696-8830. North Coast is a federally insured financial cooperative serving the Bellingham, Washington community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Bellingham or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Bellingham area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

1100 Dupont St

Bellingham, WA 98225-3113

Lobby Hours
Open

Today: 9am-5:30pm

SundayClosed
Monday9:00 AM - 5:30 PM
Tuesday9:00 AM - 5:30 PM
Wednesday9:00 AM - 5:30 PM
Thursday9:00 AM - 5:30 PM
Friday9:00 AM - 5:30 PM
SaturdayClosed

24/7 Lost or Stolen Cards & Fraud: (800) 696-8830, Activation & PIN Selection: (833) 998-4639, PIN Change: (877) 267-6941, Mobile Wallet Verification: (833) 964-1215

Need Funds Before You Join?

How to Join

Membership at North Coast is typically open to individuals who live, work, worship, or attend school in Bellingham and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (800) 696-8830 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, North Coast typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is North Coast federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Bellingham, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other North Coast Locations

4 additional branches in 1 state

WashingtonCurrent State

4 locations

5657 Riverside Dr

9.0 mi away(360) 380-3194

3110 Commercial Ave Suite 103

19 mi away(800) 696-8830

108 N Township St Ste B

21 mi away(360) 854-7695

1410 Riverside Dr

23 mi away(360) 428-1779

Credit Unions Near Me in Other Washington Cities

Looking for credit unions near me in other Washington cities? Browse credit unions in nearby locations:

View all credit unions in Washington

If North Coast Credit Union isn't the right fit

To borrow from North Coast Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Washington. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.