Port Of Hampton Roads Ila Credit Union1355 International Terminal Blvd Suite 102, Norfolk, VA · Main Office

Norfolk, VA
(757) 423-2185
NCUA Insured

About Port Of Hampton Roads Ila

This main office of Port Of Hampton Roads Ila is located at 1355 International Terminal Blvd Suite 102 in Norfolk, Virginia, and can be reached at (757) 423-2185. Port Of Hampton Roads Ila is a Minority Depository Institution (MDI) and federally insured financial cooperative serving the Norfolk, Virginia community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Norfolk or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Norfolk area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Payday Alternative Loans (PALs)

    Borrow small amounts at fair, regulated rates to manage short-term cash needs without getting trapped in debt.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

1355 International Terminal Blvd Suite 102

Norfolk, VA 23505

Need Funds Before You Join?

How to Join

Membership at Port Of Hampton Roads Ila is typically open to individuals who live, work, worship, or attend school in Norfolk and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (757) 423-2185 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Port Of Hampton Roads Ila typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Frequently Asked Questions

Is Port Of Hampton Roads Ila federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Norfolk, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Port Of Hampton Roads Ila Locations

1 additional branch in 1 state

VirginiaCurrent State

1 location

Credit Unions Near Me in Other Virginia Cities

Looking for credit unions near me in other Virginia cities? Browse credit unions in nearby locations:

View all credit unions in Virginia

If Port Of Hampton Roads Ila Credit Union isn't the right fit

To borrow from Port Of Hampton Roads Ila Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Virginia. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.