Kemba Roanoke Credit Union6001 Fort Ave, Lynchburg, VA

Lynchburg, VA
(434) 846-3393
NCUA Insured

About Kemba Roanoke

This branch of Kemba Roanoke is located at 6001 Fort Ave in Lynchburg, Virginia, and can be reached at (434) 846-3393. Kemba Roanoke is a federally insured financial cooperative serving the Lynchburg, Virginia community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Lynchburg or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Lynchburg area.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

6001 Fort Ave

Lynchburg, VA 24502

Need Funds Before You Join?

How to Join

Membership at Kemba Roanoke is typically open to individuals who live, work, worship, or attend school in Lynchburg and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (434) 846-3393 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Kemba Roanoke typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Frequently Asked Questions

Is Kemba Roanoke federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Lynchburg, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Kemba Roanoke Locations

2 additional branches in 2 states

VirginiaCurrent State

1 location
Kemba Roanoke Credit Union in Salem, VAMain OfficeClosed

2812 W Main St

51 mi away(540) 387-5267

Florida

1 location

Credit Unions Near Me in Other Virginia Cities

Looking for credit unions near me in other Virginia cities? Browse credit unions in nearby locations:

View all credit unions in Virginia

If Kemba Roanoke Credit Union isn't the right fit

To borrow from Kemba Roanoke Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Virginia. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.