Partners 1st Credit Union567 James Madison Hwy, Culpeper, VA · Main Office

Culpeper, VA
(540) 825-0100
NCUA Insured

About Partners 1st

This main office of Partners 1st is located at 567 James Madison Hwy in Culpeper, Virginia, and can be reached at (540) 825-0100. Partners 1st is a federally insured financial cooperative serving the Culpeper, Virginia community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Culpeper or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Culpeper area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

567 James Madison Hwy

Culpeper, VA 22701

Need Funds Before You Join?

How to Join

Membership at Partners 1st is typically open to individuals who live, work, worship, or attend school in Culpeper and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (540) 825-0100 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Partners 1st typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM
Shared Service Center

Frequently Asked Questions

Is Partners 1st federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Culpeper, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Partners 1st Locations

14 additional branches in 3 states

Indiana

9 locations
Partners 1st Credit Union in New Haven, INClosed

634 Broadway St

414 mi away(260) 493-6670
Partners 1st Credit Union in Fort Wayne, INClosed

6116 Trier Rd

417 mi away(260) 486-8043
Partners 1st Credit Union in Fort Wayne, INClosed

10505 Tonkel Road

420 mi away(260) 471-5544
Partners 1st Credit Union in Fort Wayne, INClosed

6731 Old Trail Rd

420 mi away(260) 444-4029
Partners 1st Credit Union in Fort Wayne, INClosed

5020 Riviera Ct

421 mi away(260) 482-7701
Partners 1st Credit Union in Fort Wayne, INMain OfficeClosed

1330 Directors Row

422 mi away(260) 471-8336
Partners 1st Credit Union in Fort Wayne, INClosed

6210 W Jefferson Blvd

424 mi away(260) 459-1443
Partners 1st Credit Union in Fort Wayne, INClosed

1403 W Dupont Rd

424 mi away(260) 407-0181
Partners 1st Credit Union in Huntington, INClosed

621 Cherry St

433 mi away(260) 356-4456

Ohio

1 location
Partners 1st Credit Union in Ottawa, OHClosed

909 N Perry St

367 mi away(419) 523-3370

Credit Unions Near Me in Other Virginia Cities

Looking for credit unions near me in other Virginia cities? Browse credit unions in nearby locations:

View all credit unions in Virginia

If Partners 1st Credit Union isn't the right fit

To borrow from Partners 1st Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Virginia. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.