Gibbons And Reed Employees Credit Union1000 N Warm Springs Rd, Salt Lake City, UT · Main Office

Salt Lake City, UT
(801) 322-4010
NCUA Insured

About Gibbons And Reed Employees

This main office of Gibbons And Reed Employees is located at 1000 N Warm Springs Rd in Salt Lake City, Utah, and can be reached at (801) 322-4010. Gibbons And Reed Employees is a federally insured financial cooperative serving the Salt Lake City, Utah community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Salt Lake City or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Salt Lake City area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

Location & Branch Hours

Visit Branch

1000 N Warm Springs Rd

Salt Lake City, UT 84116

Lobby Hours
Open

Today: 8:30am-4:30pm

SundayClosed
Monday8:30 AM - 4:30 PM
Tuesday8:30 AM - 4:30 PM
Wednesday8:30 AM - 4:30 PM
Thursday8:30 AM - 4:30 PM
Friday8:30 AM - 4:30 PM
SaturdayClosed

Hours are MST (Mountain Standard Time). Credit union established in 1962 for Gibbons & Reed employees (purchased by Granite Construction in 1995)

Holiday Hours

Columbus Day(October 13)Closed
Veterans Day(November 11)Closed
Thanksgiving(November 27)Closed
Day after Thanksgiving(November 28)Closed
Christmas Eve(December 24)Closed

Need Funds Before You Join?

How to Join

Membership at Gibbons And Reed Employees is typically open to individuals who live, work, worship, or attend school in Salt Lake City and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (801) 322-4010 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Gibbons And Reed Employees typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Frequently Asked Questions

Is Gibbons And Reed Employees federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Salt Lake City, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Credit Unions Near Me in Other Utah Cities

Looking for credit unions near me in other Utah cities? Browse credit unions in nearby locations:

View all credit unions in Utah

If Gibbons And Reed Employees Credit Union isn't the right fit

To borrow from Gibbons And Reed Employees Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Utah. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.