Horizon Utah Credit Union1270 E 1450 S, Clearfield, UT

Clearfield, UT
(801) 451-5064
NCUA Insured

About Horizon Utah

This branch of Horizon Utah is located at 1270 E 1450 S in Clearfield, Utah, and can be reached at (801) 451-5064. Horizon Utah is a federally insured financial cooperative serving the Clearfield, Utah community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Clearfield or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Clearfield area.

Key Member Benefits

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

1270 E 1450 S

Clearfield, UT 84015

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-5:30pm

SundayClosed
Monday9:00 AM - 5:30 PM
Tuesday9:00 AM - 5:30 PM
Wednesday9:00 AM - 5:30 PM
Thursday9:00 AM - 5:30 PM
Friday9:00 AM - 5:30 PM
SaturdayClosed
Drive-Thru Hours

Need Funds Before You Join?

How to Join

Membership at Horizon Utah is typically open to individuals who live, work, worship, or attend school in Clearfield and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (801) 451-5064 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Horizon Utah typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Horizon Utah federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Clearfield, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Horizon Utah Locations

4 additional branches in 1 state

UtahCurrent State

4 locations
Horizon Utah Credit Union in West Point, UTClosed

2986 W 300 N

4.6 mi away(801) 451-5064
Horizon Utah Credit Union in Kaysville, UTClosed

37 E 100 N

5.1 mi away(801) 451-5064
Horizon Utah Credit Union in Farmington, UTMain OfficeClosed

225 S 200 W

9.9 mi away(801) 451-5064
Horizon Utah Credit Union in Woods Cross, UTClosed

1589 S 500 W

16 mi away(801) 451-5064

Credit Unions Near Me in Other Utah Cities

Looking for credit unions near me in other Utah cities? Browse credit unions in nearby locations:

View all credit unions in Utah

If Horizon Utah Credit Union isn't the right fit

To borrow from Horizon Utah Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Utah. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.