United Credit Union4901 Old Jacksonville Hwy, Tyler, TX · Main Office

Tyler, TX
(903) 595-3604
NCUA Insured

About United

This main office of United is located at 4901 Old Jacksonville Hwy in Tyler, Texas, and can be reached at (903) 595-3604. United is a federally insured financial cooperative serving the Tyler, Texas community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Tyler or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Tyler area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

4901 Old Jacksonville Hwy

Tyler, TX 75703-3373

Need Funds Before You Join?

How to Join

Membership at United is typically open to individuals who live, work, worship, or attend school in Tyler and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (903) 595-3604 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, United typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is United federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Tyler, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other United Locations

55 additional branches in 8 states

Michigan

18 locations

1600 E Beltline Ave NE Ste 111

910 mi away(888) 982-1400

Missouri

8 locations
United Credit Union in Columbia, MOClosed

3421 Grindstone Pkwy

488 mi away(573) 442-6571
United Credit Union in Fulton, MOClosed

1204 S Business 54

490 mi away(573) 592-7600
United Credit Union in Mexico, MOMain OfficeClosed

2401 Lakeview Rd

511 mi away(573) 581-8651
United Credit Union in Mexico, MOMain OfficeClosed

2401 Lakeview Rd

511 mi away(573) 581-8651
United Credit Union in Mexico, MOClosed

907 E Liberty St

513 mi away(573) 581-8651
United Credit Union in Troy, MOClosed

200 Main St

522 mi away(636) 528-1350
United Credit Union in Vandalia, MOClosed

210 W Washington St

530 mi away(573) 594-6103

Ohio

1 location

Pennsylvania

1 location

Credit Unions Near Me in Other Texas Cities

Looking for credit unions near me in other Texas cities? Browse credit unions in nearby locations:

View all credit unions in Texas

If United Credit Union isn't the right fit

To borrow from United Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Texas. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.