This main office of Highway District 21 is located at 600 W Ferguson St in Pharr, Texas, and can be reached at (956) 787-2701. Highway District 21 is a Minority Depository Institution (MDI) and federally insured financial cooperative serving the Pharr, Texas community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Pharr or review your personal loan options.
Profits are returned to members via better rates & lower fees.
Local decision making and support for the Pharr area.
This is the main headquarters location, managing all branch operations and member services for the institution.
Affordable wire transfer services, making it easier to send money domestically or internationally.
600 W Ferguson St
Pharr, TX 78577
Membership at Highway District 21 is typically open to individuals who live, work, worship, or attend school in Pharr and surrounding areas.
We recommend contacting the branch at (956) 787-2701 to confirm your eligibility before visiting.
Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.
Like most credit unions, Highway District 21 typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:
Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.
Field of membership typically includes residents of Pharr, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.
Looking for credit unions near me in other Texas cities? Browse credit unions in nearby locations:
To borrow from Highway District 21 Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Texas. Applying is quick, and funds may be available quickly after approval.
Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.