Heritage South Community Cu Credit Union303 Hillsboro Blvd, Manchester, TN

Manchester, TN
(931) 325-0100
NCUA Insured

About Heritage South Community Cu

This branch of Heritage South Community Cu is located at 303 Hillsboro Blvd in Manchester, Tennessee, and can be reached at (931) 325-0100. Heritage South Community Cu is a federally insured financial cooperative serving the Manchester, Tennessee community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Manchester or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Manchester area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

303 Hillsboro Blvd

Manchester, TN 37355

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 8am-4:45pm

SundayClosed
Monday8:00 AM - 4:45 PM
Tuesday8:00 AM - 4:45 PM
Wednesday8:00 AM - 4:45 PM
Thursday8:00 AM - 4:45 PM
Friday8:00 AM - 4:45 PM
SaturdayClosed

Need Funds Before You Join?

How to Join

Membership at Heritage South Community Cu is typically open to individuals who live, work, worship, or attend school in Manchester and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (931) 325-0100 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Heritage South Community Cu typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Frequently Asked Questions

Is Heritage South Community Cu federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Manchester, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Heritage South Community Cu Locations

5 additional branches in 1 state

TennesseeCurrent State

5 locations
Heritage South Community Cu Credit Union in Shelbyville, TNMain OfficeClosed

763 N Main St

21 mi away(931) 680-1400

1115 Dr Martin Luther King Blvd

30 mi away(615) 410-2027

4120 Thornton Taylor Pkwy Ste D

35 mi away(931) 488-7200

600 E Church St

39 mi away(931) 359-3911

941 Sgt Asbury Hawn Way

41 mi away(615) 995-7070

Credit Unions Near Me in Other Tennessee Cities

Looking for credit unions near me in other Tennessee cities? Browse credit unions in nearby locations:

View all credit unions in Tennessee

If Heritage South Community Cu Credit Union isn't the right fit

To borrow from Heritage South Community Cu Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Tennessee. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.