Southern Security Credit Union97 S Byhalia Rd, Collierville, TN

Collierville, TN
(901) 452-7900
NCUA Insured

About Southern Security

This branch of Southern Security is located at 97 S Byhalia Rd in Collierville, Tennessee, and can be reached at (901) 452-7900. Southern Security is a federally insured financial cooperative serving the Collierville, Tennessee community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Collierville or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Collierville area.

Key Member Benefits

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

97 S Byhalia Rd

Collierville, TN 38017

Need Funds Before You Join?

How to Join

Membership at Southern Security is typically open to individuals who live, work, worship, or attend school in Collierville and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (901) 452-7900 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Southern Security typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Southern Security federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Collierville, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Southern Security Locations

9 additional branches in 2 states

Credit Unions Near Me in Other Tennessee Cities

Looking for credit unions near me in other Tennessee cities? Browse credit unions in nearby locations:

View all credit unions in Tennessee

If Southern Security Credit Union isn't the right fit

To borrow from Southern Security Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Tennessee. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.