Ft Randall Credit Union231 Lake St NW, Wagner, SD · Main Office

Wagner, SD
(605) 384-5332
NCUA Insured

About Ft Randall

This main office of Ft Randall is located at 231 Lake St NW in Wagner, South Dakota, and can be reached at (605) 384-5332. Ft Randall is a federally insured financial cooperative serving the Wagner, South Dakota community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Wagner or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Wagner area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

231 Lake St NW

Wagner, SD 57380

Need Funds Before You Join?

How to Join

Membership at Ft Randall is typically open to individuals who live, work, worship, or attend school in Wagner and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (605) 384-5332 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Ft Randall typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Ft Randall federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Wagner, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Ft Randall Locations

1 additional branch in 1 state

South DakotaCurrent State

1 location
Ft Randall Credit Union in Platte, SDClosed

100 W 7th Street

34 mi away(605) 337-9502

Credit Unions Near Me in Other South Dakota Cities

Looking for credit unions near me in other South Dakota cities? Browse credit unions in nearby locations:

View all credit unions in South Dakota

If Ft Randall Credit Union isn't the right fit

To borrow from Ft Randall Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving South Dakota. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.