Black Hills Credit UnionPO Box 620 Highway 212 and Willow, Eagle Butte, SD

Eagle Butte, SD
(605) 964-2391
NCUA Insured

About Black Hills

This branch of Black Hills is located at PO Box 620 Highway 212 and Willow in Eagle Butte, South Dakota, and can be reached at (605) 964-2391. Black Hills is a federally insured financial cooperative serving the Eagle Butte, South Dakota community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Eagle Butte or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Eagle Butte area.

Key Member Benefits

  • Payday Alternative Loans (PALs)

    Borrow small amounts at fair, regulated rates to manage short-term cash needs without getting trapped in debt.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Free Tax Preparation

    No-cost assistance filing your annual tax returns, maximizing your refund ensuring accuracy.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

PO Box 620 Highway 212 and Willow

Eagle Butte, SD 57625-0620

Need Funds Before You Join?

How to Join

Membership at Black Hills is typically open to individuals who live, work, worship, or attend school in Eagle Butte and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (605) 964-2391 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Black Hills typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

Shared Service Center

Frequently Asked Questions

Is Black Hills federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Eagle Butte, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Black Hills Locations

1 additional branch in 1 state

South DakotaCurrent State

1 location

Credit Unions Near Me in Other South Dakota Cities

Looking for credit unions near me in other South Dakota cities? Browse credit unions in nearby locations:

View all credit unions in South Dakota

If Black Hills Credit Union isn't the right fit

To borrow from Black Hills Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving South Dakota. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.