Tru Credit Union1816 Cokesbury Rd, Greenwood, SC

Greenwood, SC
(864) 229-6177
NCUA Insured

About Tru

This branch of Tru is located at 1816 Cokesbury Rd in Greenwood, South Carolina, and can be reached at (864) 229-6177. Tru is a federally insured financial cooperative serving the Greenwood, South Carolina community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Greenwood or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Greenwood area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

  • In-School Branch

    Partnerships with local schools to provide on-site banking and financial literacy for students.

Location & Branch Hours

Visit Branch

1816 Cokesbury Rd

Greenwood, SC 29649-8966

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: Closed

SundayClosed
Monday9:00 AM - 5:00 PM
TuesdayClosed
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:30 PM
Friday9:00 AM - 5:30 PM
SaturdayClosed
Drive-Thru Hours

Standard hours for all branches - only open Monday, Wednesday, Thursday, and Friday

Need Funds Before You Join?

How to Join

Membership at Tru is typically open to individuals who live, work, worship, or attend school in Greenwood and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (864) 229-6177 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Tru typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Frequently Asked Questions

Is Tru federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Greenwood, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Tru Locations

4 additional branches in 1 state

South CarolinaCurrent State

4 locations
Tru Credit Union in Greenwood, SCMain OfficeClosed

617 Durst Ave E

2.0 mi away(864) 229-6177
Tru Credit Union in Greenwood, SCClosed

150 Bypass 225

2.7 mi away(864) 229-6177
Tru Credit Union in Greenwood, SCClosed

1632 Main St S

4.3 mi away(864) 229-6177
Tru Credit Union in Ninety Six, SCClosed

640 S Cambridge St

9.7 mi away(864) 229-6177

Credit Unions Near Me in Other South Carolina Cities

Looking for credit unions near me in other South Carolina cities? Browse credit unions in nearby locations:

View all credit unions in South Carolina

If Tru Credit Union isn't the right fit

To borrow from Tru Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving South Carolina. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.