Safe Credit Union1319 2nd Loop Rd, Florence, SC

Florence, SC
(843) 661-5920
NCUA Insured

About Safe

This branch of Safe is located at 1319 2nd Loop Rd in Florence, South Carolina, and can be reached at (843) 661-5920. Safe is a federally insured financial cooperative serving the Florence, South Carolina community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Florence or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Florence area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

1319 2nd Loop Rd

Florence, SC 29505

Need Funds Before You Join?

How to Join

Membership at Safe is typically open to individuals who live, work, worship, or attend school in Florence and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (843) 661-5920 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Safe typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM
Shared Service Center

Frequently Asked Questions

Is Safe federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Florence, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Safe Locations

39 additional branches in 2 states

South CarolinaCurrent State

20 locations

185 W Wesmark Blvd

37 mi away(803) 469-8600

160 W Wesmark Blvd

37 mi away(803) 469-8600

California

19 locations

2295 Iron Point Rd

2300 mi away(916) 979-7233

6190 Stanford Ranch Rd

2307 mi away(916) 979-7233

1541 Blue Oaks Blvd Ste 100

2310 mi away(916) 979-7233

4700 Freeport Blvd Ste 150

2321 mi away(916) 979-7233

2761 Del Paso Rd Suite #110

2321 mi away(916) 979-7233

2105 Town Center Plz Ste F100

2323 mi away(916) 979-7233

Credit Unions Near Me in Other South Carolina Cities

Looking for credit unions near me in other South Carolina cities? Browse credit unions in nearby locations:

View all credit unions in South Carolina

If Safe Credit Union isn't the right fit

To borrow from Safe Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving South Carolina. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.