Grow Financial Credit Union163 Forum Dr Ste 1, Columbia, SC

Columbia, SC
(803) 705-3121
NCUA Insured

About Grow Financial

This branch of Grow Financial is located at 163 Forum Dr Ste 1 in Columbia, South Carolina, and can be reached at (803) 705-3121. Grow Financial is a federally insured financial cooperative serving the Columbia, South Carolina community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Columbia or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Columbia area.

Key Member Benefits

  • Payday Alternative Loans (PALs)

    Borrow small amounts at fair, regulated rates to manage short-term cash needs without getting trapped in debt.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

163 Forum Dr Ste 1

Columbia, SC 29229-5700

Lobby Hours
Open

Today: 9am-5pm

SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 6:00 PM
Saturday9:00 AM - 12:00 PM

Need Funds Before You Join?

How to Join

Membership at Grow Financial is typically open to individuals who live, work, worship, or attend school in Columbia and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (803) 705-3121 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Grow Financial typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Grow Financial federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Columbia, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Grow Financial Locations

23 additional branches in 2 states

South CarolinaCurrent State

1 location

805 Highway 378

26 mi away(803) 705-3121

Florida

22 locations

4122 Mariner Blvd

402 mi away(800) 839-6328

6121 State Road 54

423 mi away(727) 376-0300

17315 Dona Michelle Dr

424 mi away(813) 837-2451

17679 N Dale Mabry Hwy

426 mi away(813) 837-2451

13305 N Dale Mabry Hwy

430 mi away(813) 837-2451

2474 State Road 580

436 mi away(727) 791-4206

1242 E 5th Ave Fl 4

437 mi away(813) 837-2451

1009 Providence Rd

438 mi away(813) 837-2451

315 S Boulevard

438 mi away(813) 837-2451

604 E Bloomingdale Ave

439 mi away(813) 837-2451

2768 Gulf to Bay Blvd

440 mi away(813) 837-2451

4502 W Gandy Blvd

442 mi away(813) 837-2451

2418 Florida Keys Ave Building 102

444 mi away(813) 837-2451

10801 Starkey Rd Ste 103

447 mi away(727) 791-4206

6900 Park Blvd N

449 mi away(727) 791-4206

11008 Arcade Pl

469 mi away(941) 827-4100

4018 14th St W

472 mi away(941) 827-4100

Credit Unions Near Me in Other South Carolina Cities

Looking for credit unions near me in other South Carolina cities? Browse credit unions in nearby locations:

View all credit unions in South Carolina

If Grow Financial Credit Union isn't the right fit

To borrow from Grow Financial Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving South Carolina. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.