Coastal1 Credit Union571 Smithfield Ave, Pawtucket, RI

Pawtucket, RI
(401) 729-4136
NCUA Insured

About Coastal1

This branch of Coastal1 is located at 571 Smithfield Ave in Pawtucket, Rhode Island, and can be reached at (401) 729-4136. Coastal1 is a federally insured financial cooperative serving the Pawtucket, Rhode Island community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Pawtucket or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Pawtucket area.

Key Member Benefits

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

571 Smithfield Ave

Pawtucket, RI 02860-1631

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-5pm

Sunday9:00 AM - 5:00 PM
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
Saturday9:00 AM - 5:00 PM

Standard hours extracted from schema data - 09:00-17:00 daily

Need Funds Before You Join?

How to Join

Membership at Coastal1 is typically open to individuals who live, work, worship, or attend school in Pawtucket and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (401) 729-4136 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Coastal1 typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Coastal1 federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Pawtucket, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Coastal1 Locations

18 additional branches in 2 states

Rhode IslandCurrent State

17 locations
Coastal1 Credit Union in North Providence, RIClosed

1617 Mineral Spring Ave

2.0 mi away(401) 353-5291
Coastal1 Credit Union in Providence, RIClosed

457 Angell St

3.6 mi away(401) 495-3876
Coastal1 Credit Union in Rumford, RIClosed

339 Newport Ave

3.7 mi away(401) 435-1602

1200 Central Ave

3.9 mi away(401) 722-2212
Coastal1 Credit Union in Cumberland, RIClosed

1855 Mendon Rd

4.9 mi away(401) 495-3900
Coastal1 Credit Union in East Providence, RIClosed

660 Warren Ave

5.6 mi away(401) 434-4530
Coastal1 Credit Union in Smithfield, RIClosed

379 Putnam Pike

5.6 mi away(401) 349-3628
Coastal1 Credit Union in Johnston, RIClosed

1463 Atwood Ave

5.8 mi away(401) 495-3707
Coastal1 Credit Union in Cranston, RIClosed

96 Independence Way

7.6 mi away(401) 942-0312
Coastal1 Credit Union in Warwick, RIClosed

405 Warwick Ave

7.8 mi away(401) 785-0185
Coastal1 Credit Union in Cranston, RIClosed

40 Sockanosset Cross Rd

8.9 mi away(401) 495-3800
Coastal1 Credit Union in Warwick, RIClosed

3319 Post Rd

13 mi away(401) 736-0837
Coastal1 Credit Union in Bristol, RIClosed

576 Metacom Ave Ste 1

15 mi away(401) 495-3731
Coastal1 Credit Union in East Greenwich, RIClosed

5661 Post Rd

17 mi away(401) 495-3715
Coastal1 Credit Union in North Kingstown, RIClosed

221 Tower Hill Rd

22 mi away(401) 583-7150
Coastal1 Credit Union in Wakefield, RIClosed

84 Old Tower Hill Rd

30 mi away(401) 495-3700

Massachusetts

1 location
Coastal1 Credit Union in North Attleboro, MAClosed

99 Chestnut St

8.1 mi away(774) 467-1946

Credit Unions Near Me in Other Rhode Island Cities

Looking for credit unions near me in other Rhode Island cities? Browse credit unions in nearby locations:

View all credit unions in Rhode Island

If Coastal1 Credit Union isn't the right fit

To borrow from Coastal1 Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Rhode Island. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.