Community & Teachers Credit Union1169 S Broadway, East Providence, RI · Main Office

East Providence, RI
(401) 438-7788
NCUA Insured

About Community & Teachers

This main office of Community & Teachers is located at 1169 S Broadway in East Providence, Rhode Island, and can be reached at (401) 438-7788. Community & Teachers is a federally insured financial cooperative serving the East Providence, Rhode Island community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in East Providence or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the East Providence area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

1169 S Broadway

East Providence, RI 02914-4931

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: Closed

SundayClosed
MondayClosed
TuesdayClosed
WednesdayClosed
ThursdayClosed
FridayClosed
SaturdayClosed
Drive-Thru Hours

Lobby access limited to appointment only due to COVID-19. Drive-up window available for most transactions except coin transactions which require lobby appointment.

Need Funds Before You Join?

How to Join

Membership at Community & Teachers is typically open to individuals who live, work, worship, or attend school in East Providence and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (401) 438-7788 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Community & Teachers typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Community & Teachers federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of East Providence, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Credit Unions Near Me in Other Rhode Island Cities

Looking for credit unions near me in other Rhode Island cities? Browse credit unions in nearby locations:

View all credit unions in Rhode Island

If Community & Teachers Credit Union isn't the right fit

To borrow from Community & Teachers Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Rhode Island. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.